# 561: Real Talk About the Law School Loan Landscape (w/Teria Thornton from AccessLex) Page: https://stenobird.com/podcast/the-law-school-toolbox-podcast-tools-for-law-students-from-1l-to-the-bar-exam-and-beyond-440440/561-real-talk-about-the-law-school-loan-landscape-w-teria-thornton-from-accesslex Text version: https://stenobird.com/podcast/the-law-school-toolbox-podcast-tools-for-law-students-from-1l-to-the-bar-exam-and-beyond-440440/561-real-talk-about-the-law-school-loan-landscape-w-teria-thornton-from-accesslex.md Podcast: [The Law School Toolbox Podcast: Tools for Law Students from 1L to the Bar Exam, and Beyond](https://stenobird.com/podcast/the-law-school-toolbox-podcast-tools-for-law-students-from-1l-to-the-bar-exam-and-beyond-440440) Published: 2026-06-22T09:00:14+00:00 Episode link: https://lawschooltoolbox.libsyn.com/561-real-talk-about-the-law-school-loan-landscape-wteria-thornton-from-accesslex Audio file: https://traffic.libsyn.com/secure/lawschooltoolbox/LST_Podcast_-_Real_Talk_About_the_Law_School_Loan_Landscape.mp3?dest-id=295486 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-law-school-toolbox-podcast-tools-for-law-students-from-1l-to-the-bar-exam-and-beyond-440440/episodes/561-real-talk-about-the-law-school-loan-landscape-w-teria-thornton-from-accesslex Duration seconds: 2380 ## Resource Welcome back to the Law School Toolbox podcast! Today, we have a special guest -- Teria Thornton from AccessLex Institute -- and we are talking about law school financing, loan repayment, and what you can do to improve your credit score. In this episode we discuss: Introduction to AccessLex and our guest, Teria Thornton The school loan landscape before 2025 Changes with the One Big Beautiful Bill Act (OBBBA) How income-driven repayment plans are structured Does public service loan forgiveness still exist? Credit score basics Resources: AccessLex Institute (https://www.accesslex.org/) Podcast Episode 184: Handling Law School Finances (w/Lyssa Thaden of AccessLex) (https://lawschooltoolbox.com/podcast-episode-184-handling-law-school-finances-w-lyssa-thaden-of-accesslex/) Podcast Episode 294: Money Talk (w/Carrie Friedberg) (https://lawschooltoolbox.com/podcast-episode-294-money-talk-w-carrie-friedberg/) Podcast Episode 361: Student Loan Repayment (w/Derek Brainard of AccessLex Institute) (https://lawschooltoolbox.com/podcast-episode-361-student-loan-repayment-w-derek-brainard-of-accesslex-institute/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) Podcast Episode 521: Smarter Borrowing: How Juno Helps Lower Student Loans (https://lawschooltoolbox.com/podcast-episode-521-smarter-borrowing-how-juno-helps-lower-student-loans/) Podcast Episode 550: Financial Planning for Law Students and Young Lawyers (w/Alexandra Sandberg) (https://lawschooltoolbox.com/podcast-episode-550-financial-planning-for-law-students-and-young-lawyers-w-alexandra-sandberg/) Download the Transcript (https://lawschooltoolbox.com/episode-561-real… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-law-school-toolbox-podcast-tools-for-law-students-from-1l-to-the-bar-exam-and-beyond-440440/episodes/561-real-talk-about-the-law-school-loan-landscape-w-teria-thornton-from-accesslex/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-law-school-toolbox-podcast-tools-for-law-students-from-1l-to-the-bar-exam-and-beyond-440440/561-real-talk-about-the-law-school-loan-landscape-w-teria-thornton-from-accesslex.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.