# News Pod #22 - JD Power Sues Chime + A Preview of Our Sept 23rd Event In SF Page: https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf Text version: https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf.md Podcast: [The Free Toaster](https://stenobird.com/podcast/the-free-toaster-7173245) Published: 2026-06-12T22:27:11+00:00 Episode link: https://thefreetoaster.podbean.com/e/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf/ Audio file: https://mcdn.podbean.com/mf/web/q7y6wn5kpjccb4kp/News_Pod-6_12AUDIO.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf Duration seconds: 977 ## Resource JD Power sued Chime in the Southern District of New York over its "America's #1 choice for banking" campaign, alleging breach of contract, trademark infringement, and false advertising. Carlos and Nick discuss, expanding on the coverage in this week’s Edition of The Free Toaster Newsletter. Carlos & Nick discuss the Affiliate Marketing Summit for Lenders, September 23, sponsored by Experian and Engine by Gen. We talk about the open questions shaping the day: the future of search, who's native to AI, the important of human signal in a content flood, lender unit economics and the new bank formation wave, cross-channel attribution, and whether AI improves or replaces the partnership role. The Affiliate Marketing Summit For Lenders 150-person, curated room Early bird tickets end August 1Learn more: events.thefreetoaster.com ***** Sign Up For Our Newsletter The Free Toaster Newsletter ships every Wednesday at www.thefreetoaster.com, curating the biggest stories at the intersection of consumer lending, marketing, and technology. ******Please Support Our Sponsors Bulldog Media Group:Bulldog Media Group is a leading performance marketing company that specializes in online customer acquisition for clients in the financial services industry. Since 2000, they have focused on financial services digital marketing as their core niche. https://www.bulldogmediagroup.com/ Spinwheel: Reduce friction in your lending application with just two fields—phone number and birthdate. Spinwheel’s APIs boost application rates by 20-30% while also providing real-time credit data and seamless payment processing. Want to see it in action? Connect with their Head of Growth for a demo! https://spinwheel.io/partner/?utm_source=freetoaster&utm_medium=podcast&utm_campaign=june Fintel Connect D… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.