# News Pod #21 - Cash Flow Underwriting Distribution - Carlos and Nick Continue The Convo...

Page: https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo
Text version: https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo.md
Podcast: [The Free Toaster](https://stenobird.com/podcast/the-free-toaster-7173245)
Published: 2026-06-05T22:03:44+00:00
Episode link: https://thefreetoaster.podbean.com/e/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo/
Audio file: https://mcdn.podbean.com/mf/web/6qctjvpa8empkxed/AUDIO_News_Pod_20_LM_V1.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo
Duration seconds: 897

## Resource

We've been writing about Cash Flow Underwriting lately. This week we continue the conversation.We expand on what we wrote this week in The Free Toaster Newsletter:https://www.thefreetoaster.com/p/will-llms-solve-distribution-for *****The Free Toaster is hosting the Affiliate Marketing Summit for Lenders on September 23rd & 24th in San Francisco. Learn more: https://events.thefreetoaster.com/ ***** The Free Toaster Newsletter ships every Wednesday at www.thefreetoaster.com, curating the biggest stories at the intersection of consumer lending, marketing, and technology. ****** Spinwheel: Reduce friction in your lending application with just two fields—phone number and birthdate. Spinwheel’s APIs boost application rates by 20-30% while also providing real-time credit data and seamless payment processing. Want to see it in action? Connect with their Head of Growth for a demo! https://spinwheel.io/partner/?utm_source=freetoaster&utm_medium=podcast&utm_campaign=june Fintel Connect Drive thousands of new accounts and billions in deposits with the only partner marketing solution built for fintech and banking – your all-in-one affiliate platform, partner network, agency, and marketing compliance engine. https://partner.fintelconnect.com/get-to-know-fintel-connect?utm_campaign=13897733-2025%20Partners&utm_source=The%20Free%20Toaster&utm_medium=podcast Bulldog Media Group:Bulldog Media Group is a leading performance marketing company that specializes in online customer acquisition for clients in the financial services industry. Since 2000, they have focused on financial services digital marketing as their core niche. https://www.bulldogmediagroup.com/

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## Transcript

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