# News Pod #17 - SoFi's Q1 2026 Earnings Report - With Special Guest Rachel Lauren, Co-Founder and COO at Debbie Page: https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie Text version: https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie.md Podcast: [The Free Toaster](https://stenobird.com/podcast/the-free-toaster-7173245) Published: 2026-05-08T20:47:57+00:00 Episode link: https://thefreetoaster.podbean.com/e/news-pod-17-sofis-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie/ Audio file: https://mcdn.podbean.com/mf/web/dgg9pcxy5gprpes3/AUDIO_News_Pod_17_LM_V1.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie Duration seconds: 956 ## Resource Wall St. sold off what seemed to us like a killer performance from SoFi in Q1 2026. Carlos, Nick, and special guests Rachel Lauren react to the earnings report. This news Pod expands on our reporting from this week's Newsletter. https://www.thefreetoaster.com/p/sofis-best-quarter-yet-disappoints***** The Free Toaster Newsletter ships every Wednesday at www.thefreetoaster.com, curating the biggest stories at the intersection of consumer lending, marketing, and technology. ****** To support The Free Toaster Podcast, please visit our sponsors: Spinwheel: Reduce friction in your lending application with just two fields—phone number and birthdate. Spinwheel’s APIs boost application rates by 20-30% while also providing real-time credit data and seamless payment processing. Want to see it in action? Connect with their Head of Growth for a demo! https://spinwheel.io/partner/?utm_source=freetoaster&utm_medium=podcast&utm_campaign=apr Fintel Connect Drive thousands of new accounts and billions in deposits with the only partner marketing solution built for fintech and banking – your all-in-one affiliate platform, partner network, agency, and marketing compliance engine. https://partner.fintelconnect.com/get-to-know-fintel-connect?utm_campaign=13897733-2025%20Partners&utm_source=The%20Free%20Toaster&utm_medium=podcast Bulldog Media Group:Bulldog Media Group is a leading performance marketing company that specializes in online customer acquisition for clients in the financial services industry. Since 2000, they have focused on financial services digital marketing as their core niche. https://www.bulldogmediagroup.com/ New Market Growth: New Market Growth helps fintech consumer lenders generate explosive growth on affiliate marketing channels like Credit Karma, Exper… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.