# News Pod #16 - OnePay, Credit One x Bright Money, and Aven's BTC Play

Page: https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-16-onepay-credit-one-x-bright-money-and-aven-s-btc-play
Text version: https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-16-onepay-credit-one-x-bright-money-and-aven-s-btc-play.md
Podcast: [The Free Toaster](https://stenobird.com/podcast/the-free-toaster-7173245)
Published: 2026-05-01T21:36:17+00:00
Episode link: https://thefreetoaster.podbean.com/e/news-pod-16-onepay-credit-one-x-bright-money-and-avens-btc-play/
Audio file: https://mcdn.podbean.com/mf/web/pcprzyakfh8bk85j/News_Pod5_1-Audio7489m.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/news-pod-16-onepay-credit-one-x-bright-money-and-aven-s-btc-play
Duration seconds: 606

## Resource

Carlos flies solo this week (Nick is wheels-up from NYC to SF after FinTech Week) to break down three stories from this week's newsletter: OnePay's no-deposit credit builder card, Credit One Bank's embedded integration with Bright Money, and Aven's new Bitcoin-backed Visa with credit limits up to $1M. He also opens up the floor on five format ideas for the September 23rd Affiliate Marketing Summit for Lenders event in San Francisco and wants your vote. The Free Toaster publishes every Wednesday at thefreetoaster.com, curating the strongest stories at the intersection of consumer lending, marketing, and technology, so you can stay informed without slogging through ten newsletters and an off-topic LinkedIn feed. ****** To support The Free Toaster Podcast, please visit our sponsors: Spinwheel: Reduce friction in your lending application with just two fields—phone number and birthdate. Spinwheel’s APIs boost application rates by 20-30% while also providing real-time credit data and seamless payment processing. Want to see it in action? Connect with their Head of Growth for a demo! https://spinwheel.io/partner/?utm_source=freetoaster&utm_medium=podcast&utm_campaign=apr Fintel Connect Drive thousands of new accounts and billions in deposits with the only partner marketing solution built for fintech and banking – your all-in-one affiliate platform, partner network, agency, and marketing compliance engine. https://partner.fintelconnect.com/get-to-know-fintel-connect?utm_campaign=13897733-2025%20Partners&utm_source=The%20Free%20Toaster&utm_medium=podcast Bulldog Media Group:Bulldog Media Group is a leading performance marketing company that specializes in online customer acquisition for clients in the financial services industry. Since 2000, they have focused on…

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## Transcript

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