# E045 - Rakesh Patel, EVP of the Experian Marketplace Page: https://stenobird.com/podcast/the-free-toaster-7173245/e045-rakesh-patel-evp-of-the-experian-marketplace Text version: https://stenobird.com/podcast/the-free-toaster-7173245/e045-rakesh-patel-evp-of-the-experian-marketplace.md Podcast: [The Free Toaster](https://stenobird.com/podcast/the-free-toaster-7173245) Published: 2026-03-25T17:39:55+00:00 Episode link: https://thefreetoaster.podbean.com/e/e045-rakesh-patel-evp-of-the-experian-marketplace/ Audio file: https://mcdn.podbean.com/mf/web/f3x7vkdmfe2ivmug/AUDIO_Rakesh_Patel_LM_V2.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e045-rakesh-patel-evp-of-the-experian-marketplace Duration seconds: 2681 ## Resource Carlos Caro chats with Rakesh Patel, the Executive Vice President of the Experian Marketplace. For those of you not familiar with the Experian Marketplace, it got started in 2017 and it's quietly become one of the largest consumer marketplaces in the world for credit cards, personal loans, and auto insurance. In today's episode we'll cover: -Experian's vision to become a financial co-pilot for consumers -The scale of the marketplace -The Experian Activate targeting platform -How Experian innovates with lending partners -Rakesh's advice for lenders looking to scale ***** To support The Free Toaster Podcast, please visit our sponsors: A word from our sponsor, Spinwheel: Reduce friction in your lending application with just two fields—phone number and birthdate. Spinwheel’s APIs boost application rates by 20-30% while also providing real-time credit data and seamless payment processing. Want to see it in action? Connect with their Head of Growth for a demo! https://spinwheel.io/partner/?utm_source=freetoaster&utm_medium=podcast&utm_campaign=feb A word from our sponsor, Bulldog Media Group:Bulldog Media Group is a leading performance marketing company that specializes in online customer acquisition for clients in the financial services industry. Since 2000, they have focused on financial services digital marketing as their core niche. https://www.bulldogmediagroup.com/ A word from our sponsor, Fintel Connect Drive thousands of new accounts and billions in deposits with the only partner marketing solution built for fintech and banking – your all-in-one affiliate platform, partner network, agency, and marketing compliance engine. https://partner.fintelconnect.com/get-to-know-fintel-connect?utm_campaign=13897733-2025%20Partners&utm_source=The%20Free%20Toaster&… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245/episodes/e045-rakesh-patel-evp-of-the-experian-marketplace/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-free-toaster-7173245/e045-rakesh-patel-evp-of-the-experian-marketplace.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.