# The Free Toaster Page: https://stenobird.com/podcast/the-free-toaster-7173245 Text version: https://stenobird.com/podcast/the-free-toaster-7173245.md RSS feed: https://feed.podbean.com/thefreetoaster/feed.xml Official site: https://thefreetoaster.podbean.com Author: thefreetoaster Episodes: 84 ## Resource The Free Toaster is your best resource at the intersection of marketing, lending, and fintech. We deliver news, data, and insights to help you acquire more customers. ## Machine-readable JSON: https://stenobird.com/v1/public/podcasts/the-free-toaster-7173245 Markdown: https://stenobird.com/podcast/the-free-toaster-7173245.md ## Episodes - [News Pod #29 - 5 Things Marketers Should Draw From Capital One's Q2 Earnings Report](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-29-5-things-marketers-should-draw-from-capital-one-s-q2-earnings-report) — 2026-07-31T23:21:02+00:00 - [E055 - The Affiliate Marketing Summit For Lenders & Publishers (Reposted from the LendAPI Podcast with Tim Li)](https://stenobird.com/podcast/the-free-toaster-7173245/e055-the-affiliate-marketing-summit-for-lenders-publishers-reposted-from-the-lendapi-podcast-with-tim-li) — 2026-07-29T18:03:39+00:00 - [News Pod #28 - Samsung's New Galaxy Card and Its Too-Good-To-Be-True Rewards Program](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-28-samsung-s-new-galaxy-card-and-its-too-good-to-be-true-rewards-program) — 2026-07-24T22:57:18+00:00 - [News Pod #27 - Oportun & Column Announce New Lending Partnership (And What This Means For Oportun’s Growth)](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-27-oportun-column-announce-new-lending-partnership-and-what-this-means-for-oportun-s-growth) — 2026-07-17T20:56:20+00:00 - [E054 - Paid Search 101 (For Lenders) - With Ross Cohen, Former COO (Field Productivity) at New York Life](https://stenobird.com/podcast/the-free-toaster-7173245/e054-paid-search-101-for-lenders-with-ross-cohen-former-coo-field-productivity-at-new-york-life) — 2026-07-16T21:20:04+00:00 - [E053 - The Marketing ROI Gap in Banking [Reposted from recent webinar hosted by Fintel Connect]](https://stenobird.com/podcast/the-free-toaster-7173245/e053-the-marketing-roi-gap-in-banking-reposted-from-recent-webinar-hosted-by-fintel-connect) — 2026-07-14T19:40:04+00:00 - [News Pod #26 - The Fintech Bank Charter Gold Rush](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-26-the-fintech-bank-charter-gold-rush) — 2026-07-10T21:00:48+00:00 - [News Pod #25 - Happen Bank Is Running Chime's Playbook In Reverse](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-25-happen-bank-is-running-chime-s-playbook-in-reverse) — 2026-07-03T16:43:01+00:00 - [E052 - Affiliate Marketing, Poker [Reposted from the "What's Your Wheelhouse" Video Podcast]](https://stenobird.com/podcast/the-free-toaster-7173245/e052-affiliate-marketing-poker-reposted-from-the-what-s-your-wheelhouse-video-podcast) — 2026-06-30T18:59:51+00:00 - [News Pod #24 - How Lenders Win When AI Calls the Shots](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-24-how-lenders-win-when-ai-calls-the-shots) — 2026-06-26T21:04:30+00:00 - [E051 - Real Talk On How Long It Takes To Get Into Big Affiliate Platforms](https://stenobird.com/podcast/the-free-toaster-7173245/e051-real-talk-on-how-long-it-takes-to-get-into-big-affiliate-platforms) — 2026-06-24T20:40:55+00:00 - [News Pod #23 - Pagaya Sues Klarna for (Allegedly) Stealing Its Underwriting Model](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-23-pagaya-sues-klarna-for-allegedly-stealing-its-underwriting-model) — 2026-06-19T18:46:34+00:00 - [News Pod #22 - JD Power Sues Chime + A Preview of Our Sept 23rd Event In SF](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-22-jd-power-sues-chime-a-preview-of-our-sept-23rd-event-in-sf) — 2026-06-12T22:27:11+00:00 - [News Pod #21 - Cash Flow Underwriting Distribution - Carlos and Nick Continue The Convo...](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-21-cash-flow-underwriting-distribution-carlos-and-nick-continue-the-convo) — 2026-06-05T22:03:44+00:00 - [News Pod #20 - What Would It Take To Scale Cash Flow Based Lending?](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-20-what-would-it-take-to-scale-cash-flow-based-lending) — 2026-05-29T16:24:33+00:00 - [News Pod #19 - With the New Plaid Integration, ChatGPT is Now a Distribution Channel for Personal Finance](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-19-with-the-new-plaid-integration-chatgpt-is-now-a-distribution-channel-for-personal-finance) — 2026-05-22T22:05:55+00:00 - [E050 - Jeff Keltner on AI for Business Development, NerdWallet's Drop, and the Future of Affiliate Channels](https://stenobird.com/podcast/the-free-toaster-7173245/e050-jeff-keltner-on-ai-for-business-development-nerdwallet-s-drop-and-the-future-of-affiliate-channels) — 2026-05-22T14:09:42+00:00 - [News Pod #18 - NerdWallet's Q1 '26 Earnings: Why Is The Stock Down 30%?](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-18-nerdwallet-s-q1-26-earnings-why-is-the-stock-down-30) — 2026-05-15T17:43:04+00:00 - [News Pod #17 - SoFi's Q1 2026 Earnings Report - With Special Guest Rachel Lauren, Co-Founder and COO at Debbie](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-17-sofi-s-q1-2026-earnings-report-with-special-guest-rachel-lauren-co-founder-and-coo-at-debbie) — 2026-05-08T20:47:57+00:00 - [E049 - Deep Dive With Zak Ali, General Manager of Finder's US Business](https://stenobird.com/podcast/the-free-toaster-7173245/e049-deep-dive-with-zak-ali-general-manager-of-finder-s-us-business) — 2026-05-06T22:15:53+00:00 - [E048 - Q&A on Application Friction - Nick interviews Carlos](https://stenobird.com/podcast/the-free-toaster-7173245/e048-q-a-on-application-friction-nick-interviews-carlos) — 2026-05-04T19:43:52+00:00 - [News Pod #16 - OnePay, Credit One x Bright Money, and Aven's BTC Play](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-16-onepay-credit-one-x-bright-money-and-aven-s-btc-play) — 2026-05-01T21:36:17+00:00 - [News Pod #15 - OpenAI Acquires Hiro Finance](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-15-openai-acquires-hiro-finance) — 2026-04-24T20:32:56+00:00 - [News Pod #14 - Wells Fargo Books 631,000 New Credit Card Accounts in Q1 2026 - How Did They Do It?](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-14-wells-fargo-books-631-000-new-credit-card-accounts-in-q1-2026-how-did-they-do-it) — 2026-04-17T20:59:47+00:00 - [E047 - Eliminating Friction in the Lending Funnel, with Rachael Olson, Former Head Of Product Strategy at Discover](https://stenobird.com/podcast/the-free-toaster-7173245/e047-eliminating-friction-in-the-lending-funnel-with-rachael-olson-former-head-of-product-strategy-at-discover) — 2026-04-15T20:27:24+00:00 - [News Pod #13 - Experian No Ding Decline, American + Citi CoBrand, and Cash App P2P News](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-13-experian-no-ding-decline-american-citi-cobrand-and-cash-app-p2p-news) — 2026-04-11T00:10:35+00:00 - [E046 - Affiliate Marketing For Deposit Accounts - With Alana Levine, CRO at Fintel Connect](https://stenobird.com/podcast/the-free-toaster-7173245/e046-affiliate-marketing-for-deposit-accounts-with-alana-levine-cro-at-fintel-connect) — 2026-04-04T16:54:23+00:00 - [News Pod #12 - Upgrade's Launch of Boost Money with John Doppke, VP of Product at Upgrade](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-12-upgrade-s-launch-of-boost-money-with-john-doppke-vp-of-product-at-upgrade) — 2026-03-27T22:51:33+00:00 - [E045 - Rakesh Patel, EVP of the Experian Marketplace](https://stenobird.com/podcast/the-free-toaster-7173245/e045-rakesh-patel-evp-of-the-experian-marketplace) — 2026-03-25T17:39:55+00:00 - [E044 - Direct Mail in Consumer Lending With Dennis Fish and John Minalga of the ICS Corporation](https://stenobird.com/podcast/the-free-toaster-7173245/e044-direct-mail-in-consumer-lending-with-dennis-fish-and-john-minalga-of-the-ics-corporation) — 2026-03-23T18:00:18+00:00 - [News Pod #11 - Are Credit Card Balances At A Record High Or Flat Over The Last 10 Years?](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-11-are-credit-card-balances-at-a-record-high-or-flat-over-the-last-10-years) — 2026-03-20T21:50:06+00:00 - [E043 - Carlos' Appearance on the LendAPI Podcast With Tim Li](https://stenobird.com/podcast/the-free-toaster-7173245/e043-carlos-appearance-on-the-lendapi-podcast-with-tim-li) — 2026-03-19T13:14:19+00:00 - [E042 - Celebrity Fintech, Before Mr. Beast, Hosted By Alex Johnson (Reposted From Fintech Takes)](https://stenobird.com/podcast/the-free-toaster-7173245/e042-celebrity-fintech-before-mr-beast-hosted-by-alex-johnson-reposted-from-fintech-takes) — 2026-03-17T20:56:00+00:00 - [E041 - Tim Li, CEO of LendAPI: In-Store BNPL, Indirect Auto Lending & Building Through Content](https://stenobird.com/podcast/the-free-toaster-7173245/e041-tim-li-ceo-of-lendapi-in-store-bnpl-indirect-auto-lending-building-through-content) — 2026-03-14T20:53:13+00:00 - [News Pod #10 - Dave's Q4 2025 Earnings Report](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-10-dave-s-q4-2025-earnings-report) — 2026-03-14T00:18:34+00:00 - [News Pod #9 - NerdWallet's Q4 2025 Earnings Report](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-9-nerdwallet-s-q4-2025-earnings-report) — 2026-03-07T00:54:27+00:00 - [News Pod #8 - Apple Just Put BNPL Into 65 Million Apple Pay Wallets](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-8-apple-just-put-bnpl-into-65-million-apple-pay-wallets) — 2026-02-27T21:53:59+00:00 - [E040 - Mr. Beast Buys Fintech App Step: A Bold Bet or a Disaster in the Making?](https://stenobird.com/podcast/the-free-toaster-7173245/e040-mr-beast-buys-fintech-app-step-a-bold-bet-or-a-disaster-in-the-making) — 2026-02-27T20:21:39+00:00 - [News Pod #7 - TU's $56MM Purchase of Monevo - How's It Going?](https://stenobird.com/podcast/the-free-toaster-7173245/news-pod-7-tu-s-56mm-purchase-of-monevo-how-s-it-going) — 2026-02-21T15:11:16+00:00 ## Actions Episode pages expose an explicit `request_transcript` action. A page view does not automatically enqueue transcription.