# Retirement changes the rules for your portfolio, but what worked while you were building savings can start to create real risk once you begin to withdraw

Page: https://stenobird.com/podcast/the-federal-drive-with-terry-gerton-504783/retirement-changes-the-rules-for-your-portfolio-but-what-worked-while-you-were-building-savings-can-start-to-create-real-risk-once-you-begin-to-withdraw
Text version: https://stenobird.com/podcast/the-federal-drive-with-terry-gerton-504783/retirement-changes-the-rules-for-your-portfolio-but-what-worked-while-you-were-building-savings-can-start-to-create-real-risk-once-you-begin-to-withdraw.md
Podcast: [The Federal Drive with Terry Gerton](https://stenobird.com/podcast/the-federal-drive-with-terry-gerton-504783)
Published: 2026-06-02T11:00:00+00:00
Episode link: https://mgln.ai/e/345/rss.art19.com/episodes/1584979c-35b1-40ec-8324-ce61657f086d.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0
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Duration seconds: 598

## Resource

The move from saving to spending introduces a different kind of risk, where timing matters as much as returns. That shift can change outcomes quickly, especially in the early years of retirement. Certified financial planner Thiago Glieger of RMG Advisors, joins me to walk through those risks and how to plan for them. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .

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