# Market Update: Housing Affordability Outlook for 2026 Page: https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-housing-affordability-outlook-for-2026 Text version: https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-housing-affordability-outlook-for-2026.md Podcast: [The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192) Published: 2026-03-05T14:16:32+00:00 Episode link: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/episodes/Market-Update-Housing-Affordability-Outlook-for-2026-e3fvq3k Audio file: https://traffic.megaphone.fm/APO5830716812.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/episodes/market-update-housing-affordability-outlook-for-2026 Duration seconds: 3667 ## Resource ✅ Ready to become a homeowner? Start your stress-free journey today: ⁠⁠theeducatedhomebuyer.com/start⁠⁠ 📩 Mortgage or Real Estate Questions? Leave Jeb and Josh a message: ⁠⁠ theeducatedhomebuyer.com/voicemail/Housing affordability may finally be improving in 2026 — but what does that actually mean for homebuyers? In this episode of The Educated HomeBuyer , Jeb Smith and mortgage expert Josh break down new data suggesting that affordability is beginning to improve thanks to lower mortgage rates and rising incomes. They discuss what Zillow’s latest analysis means for buyers, whether the improvement is meaningful in today’s market, and what buyers should be watching as we move further into the year. If you’re thinking about buying a home, this conversation will help you understand how affordability works, how mortgage rates impact your buying power, and why small shifts in rates can make a bigger difference than most people realize. Topics covered in this episode: Why housing affordability may improve in 2026 How mortgage rates impact buying power What Zillow’s housing forecast means for buyers Why more homes may be entering buyers’ budgets What to watch heading into the spring housing market If you’re planning to buy a home and want expert guidance on the process, our team can help you build a strategy before you start shopping. Start here: www.theeducatedhomebuyer.com/start The Educated HomeBuyer podcast focuses on helping buyers make smarter decisions when purchasing a home by understanding mortgages, market trends, and the strategies that experienced professionals use every day. Connect with Us 👇 Jeb Smith | Huntington Beach Realtor / Orange County Real Estate DRE #01407449 | Real Broker Josh Lewis | Huntington Beach Certified Mortgage Consultant NMLS 234220 | CA DRE… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/episodes/market-update-housing-affordability-outlook-for-2026/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-housing-affordability-outlook-for-2026.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.