# Iran War & Oil Crisis Impact on Mortgage Rates and Homebuyers | EP213 Page: https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213 Text version: https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213.md Podcast: [The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192) Published: 2026-03-16T12:00:00+00:00 Episode link: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/episodes/Iran-War--Oil-Crisis-Impact-on-Mortgage-Rates-and-Homebuyers--EP213-e3ggase Audio file: https://anchor.fm/s/8568bb9c/podcast/play/116975950/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-2-16%2F420088103-44100-2-dc830e1c08ba7.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/episodes/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213 Duration seconds: 1295 ## Resource Thinking about buying soon? Start here → https://www.theeducatedhomebuyer.com/start Subscribe to The Educated Homebuyer for weekly insights on buying right, borrowing smart, and building long-term wealth through real estate. If you're thinking about buying a home and want to learn the smartest way to get started, visit https://www.theeducatedhomebuyer.com/start. Mortgage rates might not fall anytime soon — and oil prices could be the reason why. In this episode of The Educated Homebuyer , Jeb Smith and Josh Lewis break down the surprising connection between oil prices, inflation, and mortgage rates. While many buyers focus on the Federal Reserve, global energy markets may actually play a bigger role in where interest rates go next. With rising tensions in the Middle East pushing oil prices higher, the ripple effects could impact inflation expectations and keep mortgage rates elevated longer than many buyers expect. In this episode, we discuss: Why oil prices can influence mortgage rates How global conflicts affect inflation and financial markets The connection between energy prices and interest rates Why uncertainty in global markets can keep rates higher What homebuyers should actually be watching right now If you're waiting for mortgage rates to drop before buying a home, understanding these macro forces can help you make smarter decisions instead of reacting to headlines. CONNECT WITH US: Jeb Smith | Huntington Beach Realtor / Orange County Real Estate DRE #01407449 | Real Broker Josh Lewis | Huntington Beach Certified Mortgage Consultant NMLS 234220 | CA DRE 01209148 | BuyWise Mortgage Call/Text: 714-916-5727 ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/episodes/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.