# The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Page: https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192
Text version: https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192.md
RSS feed: https://anchor.fm/s/8568bb9c/podcast/rss
Official site: https://www.TheEducatedHomeBuyer.com
Author: Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts
Episodes: 427

## Resource

Buying a home is the biggest financial decision of your life — and most buyers do it without a real guide. Certified Mortgage Consultant Josh Lewis (NMLS 234220) and Licensed Real Estate Broker Jeb Smith break down mortgage rates, FHA & conventional loans, down payment strategies, credit scores, pre-approval, affordability, and housing market trends — in plain English, with no fluff and no agenda. Whether you're a first-time home buyer or making your next move, this show gives you the education, strategies, and frameworks to buy right, borrow smart, and build wealth through homeownership.

## Machine-readable

JSON: https://stenobird.com/v1/public/podcasts/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192
Markdown: https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192.md

## Episodes
- [Market Update - Should First-Time Home Buyers Wait or Buy Now?](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-should-first-time-home-buyers-wait-or-buy-now) — 2026-05-29T18:05:20+00:00
- [WTF Just Happened To Mortgage Interest Rates - EP223](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/wtf-just-happened-to-mortgage-interest-rates-ep223) — 2026-05-25T11:00:00+00:00
- [The 2026 Housing Market Is LYING To First Time Home Buyers - EP222](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/the-2026-housing-market-is-lying-to-first-time-home-buyers-ep222) — 2026-05-18T12:00:00+00:00
- [5 Reasons You SHOULD NOT Shop For A Lender - EP221](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/5-reasons-you-should-not-shop-for-a-lender-ep221) — 2026-05-11T12:00:00+00:00
- [Market Update - War Headlines Just SHIFTED Mortgage Rates](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-war-headlines-just-shifted-mortgage-rates) — 2026-05-07T00:50:48+00:00
- [Debt-to-Income Ratio Explained: How Much House Can You Afford? - EP220](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/debt-to-income-ratio-explained-how-much-house-can-you-afford-ep220) — 2026-05-04T12:00:00+00:00
- [Market Update - Mortgage Rates SURGE HIGHER as US Considers a Longer Blockade](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-mortgage-rates-surge-higher-as-us-considers-a-longer-blockade) — 2026-04-30T00:58:53+00:00
- [How Housing Supply Will Impact Your Spring Home Purchase - EP219](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/how-housing-supply-will-impact-your-spring-home-purchase-ep219) — 2026-04-27T12:00:00+00:00
- [Market Update - Zillow Just DOWNGRADED It's Housing Market Forecast (Interest Rates, House Prices, Inflation & The Housing Market)](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-zillow-just-downgraded-it-s-housing-market-forecast-interest-rates-house-prices-inflation-the-housing-market) — 2026-04-23T15:49:44+00:00
- [WTF Just Happened To The Housing Market?! EP218](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/wtf-just-happened-to-the-housing-market-ep218) — 2026-04-20T12:00:00+00:00
- [Market Update - The Housing Market Is Slowing](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-the-housing-market-is-slowing) — 2026-04-16T15:45:43+00:00
- [From Foreclosure to Landlord: How One Buyer Turned Childhood Trauma Into a Two-Property Portfolio - EP217](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/from-foreclosure-to-landlord-how-one-buyer-turned-childhood-trauma-into-a-two-property-portfolio-ep217) — 2026-04-13T12:00:00+00:00
- [Market Update: Mortgage Rates DROP With Cease Fire (Will It Last?)](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-mortgage-rates-drop-with-cease-fire-will-it-last) — 2026-04-09T20:54:14+00:00
- [How Sellers Actually Evaluate Your Home Offer - EP216](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/how-sellers-actually-evaluate-your-home-offer-ep216) — 2026-04-06T12:00:00+00:00
- [Mortgage Interest Rates Have BOTTOMED For 2026 - EP215](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/mortgage-interest-rates-have-bottomed-for-2026-ep215) — 2026-03-30T12:00:00+00:00
- [Why First Time Buyers Should Buy a House Now: Market Truths | EP214](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/why-first-time-buyers-should-buy-a-house-now-market-truths-ep214) — 2026-03-23T12:00:00+00:00
- [Market Update: FED's Major Warning on Housing Market Impact](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-fed-s-major-warning-on-housing-market-impact) — 2026-03-19T01:08:42+00:00
- [Iran War & Oil Crisis Impact on Mortgage Rates and Homebuyers | EP213](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/iran-war-oil-crisis-impact-on-mortgage-rates-and-homebuyers-ep213) — 2026-03-16T12:00:00+00:00
- [Market Update: Highest Mortgage Rates in Over a Month](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-highest-mortgage-rates-in-over-a-month) — 2026-03-12T01:02:37+00:00
- [Housing Market Trends: What Buyers Need to Know Now | EP212](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/housing-market-trends-what-buyers-need-to-know-now-ep212) — 2026-03-09T12:00:00+00:00
- [Market Update: Housing Affordability Outlook for 2026](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-housing-affordability-outlook-for-2026) — 2026-03-05T14:16:32+00:00
- [Mortgage Refinance Timing Explained: When to Refinance Your Loan | EP211](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/mortgage-refinance-timing-explained-when-to-refinance-your-loan-ep211) — 2026-03-02T13:00:00+00:00
- [Market Update: Mortgage Rates Hit 4-Year Low](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-mortgage-rates-hit-4-year-low) — 2026-02-26T23:02:49+00:00
- [Bank Statement Loans: How First-Time Buyers Qualify Without Tax Returns | EP210](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/bank-statement-loans-how-first-time-buyers-qualify-without-tax-returns-ep210) — 2026-02-23T13:00:00+00:00
- [Market Update: FED Split on Future Interest Rate Direction](https://stenobird.com/podcast/the-educated-homebuyer-first-time-home-buyer-tips-mortgage-rates-housing-market-updates-5050192/market-update-fed-split-on-future-interest-rate-direction) — 2026-02-19T17:03:37+00:00

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