# Why That Retirement Account May Not Go Where You Think

Page: https://stenobird.com/podcast/the-death-readiness-podcast-not-your-dad-s-estate-planning-podcast-7159546/why-that-retirement-account-may-not-go-where-you-think
Text version: https://stenobird.com/podcast/the-death-readiness-podcast-not-your-dad-s-estate-planning-podcast-7159546/why-that-retirement-account-may-not-go-where-you-think.md
Podcast: [The Death Readiness Podcast: Not your dad’s estate planning podcast](https://stenobird.com/podcast/the-death-readiness-podcast-not-your-dad-s-estate-planning-podcast-7159546)
Published: 2026-03-24T10:00:00+00:00
Episode link: https://the-death-readiness-podcast-3d003d68.simplecast.com/episodes/why-that-retirement-account-may-not-go-where-you-think-tTqZ3CU5
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Duration seconds: 842

## Resource

What happens if you don’t name a beneficiary on your retirement account? Most people assume it goes to the estate. But that assumption can be dangerously wrong. In this episode, Jill walks through a real case where getting this wrong would have cost a surviving spouse more than $300,000, and explains what actually controls the outcome in your estate planning.

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## Transcript

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