# How to Give Without Jeopardizing Government Benefits

Page: https://stenobird.com/podcast/the-death-readiness-podcast-not-your-dad-s-estate-planning-podcast-7159546/how-to-give-without-jeopardizing-government-benefits
Text version: https://stenobird.com/podcast/the-death-readiness-podcast-not-your-dad-s-estate-planning-podcast-7159546/how-to-give-without-jeopardizing-government-benefits.md
Podcast: [The Death Readiness Podcast: Not your dad’s estate planning podcast](https://stenobird.com/podcast/the-death-readiness-podcast-not-your-dad-s-estate-planning-podcast-7159546)
Published: 2026-02-24T11:00:00+00:00
Episode link: https://the-death-readiness-podcast-3d003d68.simplecast.com/episodes/how-to-give-without-jeopardizing-government-benefits-w0SPUsPf
Audio file: https://cdn.simplecast.com/media/audio/transcoded/78175b93-f951-4b3f-afe8-fccb493fbe8a/0e27cd12-662f-4532-9a6f-710f915eb156/episodes/audio/group/c8f34780-3a6b-47c6-863a-cc85487abb38/group-item/8b7828ca-de50-4c15-aa95-109bac3086ed/128_default_tc.mp3?aid=rss_feed&feed=9aWoHapT
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JSON: https://stenobird.com/v1/public/podcasts/the-death-readiness-podcast-not-your-dad-s-estate-planning-podcast-7159546/episodes/how-to-give-without-jeopardizing-government-benefits
Duration seconds: 1093

## Resource

A grandmother wants to divide her wealth equally among her grandchildren — but one grandchild has Down syndrome, and a simple gift could unintentionally jeopardize eligibility for important government benefits. In this Tuesday Triage episode, Jill walks through required minimum distributions (RMDs), why “equal” doesn’t always mean “fair,” and how thoughtful planning protects both generosity and long-term support. You’ll learn how special needs planning tools like ABLE accounts and third-party special needs trusts help families give with love without causing unintended consequences.

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## Transcript

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