# Coins.ph – Building the Stablecoin Economy

Page: https://stenobird.com/podcast/the-crypto-conversation-1035747/coins-ph-building-the-stablecoin-economy
Text version: https://stenobird.com/podcast/the-crypto-conversation-1035747/coins-ph-building-the-stablecoin-economy.md
Podcast: [The Crypto Conversation](https://stenobird.com/podcast/the-crypto-conversation-1035747)
Published: 2026-04-20T19:53:00+00:00
Episode link: https://bravenewcoin.com/insights/podcasts
Audio file: https://traffic.libsyn.com/secure/thecryptoconversation/Wei_pod.mp3?dest-id=1363583
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/the-crypto-conversation-1035747/episodes/coins-ph-building-the-stablecoin-economy
Duration seconds: 1572

## Resource

Wei Zhou is the CEO of Coins.ph, the largest crypto-native fintech platform in the Philippines, which he acquired in 2022. A former CFO of Binance and long-time finance executive — Wei has been rebuilding Coins.ph as a fully regulated on-ramp between fiat, crypto and stablecoins for Filipino users and businesses, while extending the playbook globally through Coins.xyz. Why you should listen A real-world stablecoin case study: The Philippines pulls in close to $100 billion a year in foreign inflows — roughly $38 billion in retail remittances from nearly 10 million overseas Filipino workers, plus around $50 billion flowing into the country's huge business process outsourcing sector. Historically almost all of it moved over Swift banking rails at 5–6% in fees, which remittance pioneers like Remitly and MoneyGram dragged down to 2–4%. Wei walks through how stablecoin rails are collapsing those costs further still — Coins.ph has run USDC flows with Circle at just 20–30 basis points — and why, post-Covid, everyday Filipino families and businesses with overseas ties are pivoting into stablecoins on their own. A two-sided marketplace with a stablecoin flywheel: Wei thinks of Coins.ph less as an exchange and more as a stablecoin marketplace, with retail users as net buyers of digital dollars on one side, and businesses and institutions sending money into the country as net sellers on the other — a balance that drives liquidity, tightens pricing and fuels growth. The biggest friction, he argues, isn't crypto; it's fiat. Opening up cheap 24/7 deposits and withdrawals is what pulls users in, and weekend trading volumes on Coins already outstrip weekday volumes simply because traditional banks are closed. He also previews a B2B push launching before the end of May, enabling online…

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-crypto-conversation-1035747/episodes/coins-ph-building-the-stablecoin-economy/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/the-crypto-conversation-1035747/coins-ph-building-the-stablecoin-economy.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.