# Tokenization, AI, and the Efficient Frontier of Banking with Ryan and Adam of FINTOP

Page: https://stenobird.com/podcast/the-community-bank-podcast-1245384/tokenization-ai-and-the-efficient-frontier-of-banking-with-ryan-and-adam-of-fintop
Text version: https://stenobird.com/podcast/the-community-bank-podcast-1245384/tokenization-ai-and-the-efficient-frontier-of-banking-with-ryan-and-adam-of-fintop.md
Podcast: [The Community Bank Podcast](https://stenobird.com/podcast/the-community-bank-podcast-1245384)
Published: 2026-01-20T10:00:00+00:00
Episode link: https://communitybanker.libsyn.com/tokenization-ai-and-the-efficient-frontier-of-banking-with-ryan-and-adam-of-fintop
Audio file: https://traffic.libsyn.com/secure/communitybanker/Ryan_and_Adam_podcast_mixdown.mp3?dest-id=2059838
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JSON: https://stenobird.com/v1/public/podcasts/the-community-bank-podcast-1245384/episodes/tokenization-ai-and-the-efficient-frontier-of-banking-with-ryan-and-adam-of-fintop
Duration seconds: 1801

## Resource

Today Chris Nichols sits down with Ryan Zacharia and Adam Aspes, partners at FINTOP. Returning after four years from their last appearance on our show, they discuss tokenization, AI, and the digital transformations banks are undergoing in an era of evolving technology. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC

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## Transcript

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