# Episode #114 Not Planning For This Could Cost You Everything Page: https://stenobird.com/podcast/the-cashflow-chronicles-7092897/episode-114-not-planning-for-this-could-cost-you-everything Text version: https://stenobird.com/podcast/the-cashflow-chronicles-7092897/episode-114-not-planning-for-this-could-cost-you-everything.md Podcast: [The Cashflow Chronicles](https://stenobird.com/podcast/the-cashflow-chronicles-7092897) Published: 2026-05-30T12:16:06+00:00 Episode link: https://podcasters.spotify.com/pod/show/shawn-king15/episodes/Episode-114-Not-Planning-For-This-Could-Cost-You-Everything-e3k3nb1 Audio file: https://anchor.fm/s/faec0d4c/podcast/play/120757025/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-30%2F425177699-44100-2-d6fdbe9dc4b3f.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-cashflow-chronicles-7092897/episodes/episode-114-not-planning-for-this-could-cost-you-everything Duration seconds: 1409 ## Resource Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠⁠⁠ Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Book a Free Call To Discuss LSO ⁠⁠⁠⁠⁠ ⁠⁠(Here)⁠⁠ 📞 Book a Free IBC Consultation Call ⁠⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠ In this video, I break down one of the biggest threats to your retirement that almost nobody wants to talk about: long-term care . We cover the real cost of care today, why Medicare and Medicaid are not the safety nets most people think they are, and how long-term care can drain hundreds of thousands of dollars from your savings while putting massive emotional and financial pressure on your family. I also walk through the three main planning options people should understand: standalone long-term care insurance, life insurance with a long-term care rider, and annuities with long-term care benefits. The goal is simple — protect your wealth, protect your family, and make sure you have a plan before you need one. 📺 If you’re ready to learn more watch our full ⁠⁠⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now! 🌐 Website: https://legacylifeandretirement.com Watch my whole Infinite Banking Playlist ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠ 📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠ 📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠ 📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠ All Social Media & Podcast Links ⁠⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠⁠⁠ 📧 EmailShawn@thecashcompound.com ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-cashflow-chronicles-7092897/episodes/episode-114-not-planning-for-this-could-cost-you-everything/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-cashflow-chronicles-7092897/episode-114-not-planning-for-this-could-cost-you-everything.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.