# Episode #109 The 3 Biggest Risks That Will Destroy Your Wealth Page: https://stenobird.com/podcast/the-cashflow-chronicles-7092897/episode-109-the-3-biggest-risks-that-will-destroy-your-wealth Text version: https://stenobird.com/podcast/the-cashflow-chronicles-7092897/episode-109-the-3-biggest-risks-that-will-destroy-your-wealth.md Podcast: [The Cashflow Chronicles](https://stenobird.com/podcast/the-cashflow-chronicles-7092897) Published: 2026-05-13T11:00:00+00:00 Episode link: https://podcasters.spotify.com/pod/show/shawn-king15/episodes/Episode-109-The-3-Biggest-Risks-That-Will-Destroy-Your-Wealth-e3j9c7u Audio file: https://anchor.fm/s/faec0d4c/podcast/play/119893694/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-12%2F37ebefca-1e30-7ebb-a2cd-02ea21518d59.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-cashflow-chronicles-7092897/episodes/episode-109-the-3-biggest-risks-that-will-destroy-your-wealth Duration seconds: 1495 ## Resource Learn How to OutPrint the Fed by earning 1% a week compounded ⁠⁠⁠⁠⁠(Learn More)⁠⁠⁠⁠⁠ Order A Copy of my New Book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠From Regular To Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Book a Free Cash Consultation Call ⁠⁠⁠⁠⁠(Here)⁠⁠⁠⁠ In this episode, I break down the three biggest risks that destroy wealth over time: health, taxes, and volatility . Most people think wealth disappears because of a bad investment, but in reality, it usually gets destroyed by forced decisions, poor liquidity, tax inefficiency, and market timing problems. I walk through why health events force people to liquidate assets, how taxes silently drain long-term progress, and why volatility becomes dangerous when you need access to capital at the wrong time. I also explain how a properly structured whole life policy, used as an infinite banking style system, can help create liquidity, flexibility, protection, and control while reducing the impact of all three. This is not about chasing returns. It’s about building real financial infrastructure so your money is positioned to protect your family, support your goals, and keep working even when life doesn’t go according to plan. 📺 If you’re ready to learn more watch our full ⁠⁠⁠⁠ Save & Spend System Overview ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you'd like more information on how you too can start the journey of Becoming Your Own Banker, or you have questions and you'd like to chat, feel free to visit our website & book a Free Consultation now! 🌐 Website: https://legacylifeandretirement.com Watch my whole Infinite Banking Playlist ⁠⁠⁠⁠(Here)⁠⁠⁠⁠ 📥 Download the FREE Legacy Builder Outline ⁠⁠⁠⁠(Here)⁠⁠⁠⁠ 📲 ⁠⁠⁠⁠Download the FREE Budget Template ⁠⁠⁠⁠(Here)⁠⁠⁠⁠ 📚 Purchase a copy of Becoming Your Own Banker ⁠⁠⁠⁠(Here)⁠⁠⁠⁠ All Social Media & Podcast Links ⁠⁠⁠⁠(Here)⁠⁠⁠⁠ 📧 EmailShawn@thec… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-cashflow-chronicles-7092897/episodes/episode-109-the-3-biggest-risks-that-will-destroy-your-wealth/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-cashflow-chronicles-7092897/episode-109-the-3-biggest-risks-that-will-destroy-your-wealth.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.