# 82. A Panel Discussion with 2 Employer Case Studies w/ Jaimie Jarvis & Stephanie Porrino

Page: https://stenobird.com/podcast/the-business-of-benefits-podcast-6744252/82-a-panel-discussion-with-2-employer-case-studies-w-jaimie-jarvis-stephanie-porrino
Text version: https://stenobird.com/podcast/the-business-of-benefits-podcast-6744252/82-a-panel-discussion-with-2-employer-case-studies-w-jaimie-jarvis-stephanie-porrino.md
Podcast: [The Business of Benefits Podcast](https://stenobird.com/podcast/the-business-of-benefits-podcast-6744252)
Published: 2026-07-16T11:00:02+00:00
Episode link: https://www.spreaker.com/episode/82-a-panel-discussion-with-2-employer-case-studies-w-jaimie-jarvis-stephanie-porrino--72990801
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Duration seconds: 3756

## Resource

At SHRM26, moderator Chelsea Ryckis and Ethos Benefits co-founder Donovan Ryckis brought two employers on stage to show what taking control of a self-funded health plan looks like in dollars and cents. Stephanie Porrino (formerly HR Director at Hendry Marine Industries, now Founder & CEO of Empower Healthcare Insights) and Jaimie Jarvis (HR Director at Kalos Services) walk through the plan changes, broker breakups, and multi-year strategy that took their companies from reactive renewals to governed, fiduciary-driven plans, backed by real claims data. We cover the four moving parts of every health plan (PBM, network, TPA, stop loss), why fully funded and level funded plans leave employers with no real data, how reference-based pricing works, and how two very different employers landed in the same place: lower costs, better access to care, and employees who feel it.What you'll learn: Fully funded vs. level funded vs. self-funded, and why most employers never see their real claims data How reference-based pricing works, and why 13 states have already adopted it A 300-employee shipyard's five-year case study: 77% off billed hospital claims How a construction company went from a 37% renewal increase to zero premium increases in four years Why removing cost-sharing on primary care, imaging, and mental health can lower total spend Why more balance bills can actually be a good sign How to tell if your broker or advisor is really working in your best interest Get more on our guests at: Stephanie Porrino, Founder & CEO, Empower Healthcare Insights Website: https://empowerhcinsights.com LinkedIn: https://www.linkedin.com/in/stephanie-kochporrino/ Jaimie Jarvis, HR Director, Kalos Services LinkedIn: https://www.linkedin.com/in/jaimie-nyhuis-jarvis/ Patrick Williams, Co-Fou…

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