# Anthony Rose: How to Choose the Right Business Financing for Your Growth Strategy Page: https://stenobird.com/podcast/the-business-credit-and-financing-show-1095380/anthony-rose-how-to-choose-the-right-business-financing-for-your-growth-strategy Text version: https://stenobird.com/podcast/the-business-credit-and-financing-show-1095380/anthony-rose-how-to-choose-the-right-business-financing-for-your-growth-strategy.md Podcast: [The Business Credit and Financing Show](https://stenobird.com/podcast/the-business-credit-and-financing-show-1095380) Published: 2026-06-19T15:30:00+00:00 Episode link: https://www.creditsuite.com/podcast/business-credit/your-growth-strategy/ Audio file: https://traffic.libsyn.com/secure/thebusinesscreditandfinancingshow/BCFS_Anthony_Rose_Edited.mp3?dest-id=246521 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-business-credit-and-financing-show-1095380/episodes/anthony-rose-how-to-choose-the-right-business-financing-for-your-growth-strategy Duration seconds: 1760 ## Resource Anthony Rose is the Chief Financial Officer at Kapitus, where he has led financial strategy, operations, and growth initiatives since 2018. With more than 25 years of experience across investment banking, fintech, and corporate finance, he brings deep expertise in capital markets, balance sheet management, and strategic planning. Prior to joining Kapitus, Anthony served as Chief Administrative Officer at Dime Community Bancshares and held CFO roles at ISI Group and the Global Equities Investment Bank at Credit Suisse. Earlier in his career, he held key leadership positions at JPMorgan Chase, including VP of Capital and Balance Sheet Strategy and Equity Research Analyst. Anthony holds a BA from the University of Wisconsin and an MBA from Columbia Business School. He is also a Chartered Financial Analyst (CFA) and is known for his strategic insight, leadership, and ability to drive financial performance in complex organizations. During the show we discuss: Why credit discipline (not just tech) is the real backbone of successful lending companies How lenders evaluate you using cash flow vs. credit score (and why this matters) The real criteria that determine if you qualify for business funding Why fast growth can be dangerous—and how controlled scaling wins long-term The difference between loans, lines of credit, revenue financing, and equipment financing (and when to use each) How to still get funding even if your credit isn't perfect What lenders look for in a "strong borrower profile" Why many fintech companies fail—and what separates the ones that last Resources: https://kapitus.com/ ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-business-credit-and-financing-show-1095380/episodes/anthony-rose-how-to-choose-the-right-business-financing-for-your-growth-strategy/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-business-credit-and-financing-show-1095380/anthony-rose-how-to-choose-the-right-business-financing-for-your-growth-strategy.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.