# The Brutally Honest Loan Officers Page: https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911 Text version: https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911.md RSS feed: https://feed.podbean.com/TheBrutallyHonestLoanOfficers/feed.xml Official site: https://TheBrutallyHonestLoanOfficers.podbean.com Author: Stephen Brock and Derick Brown Episodes: 100 ## Resource ”The Brutally Honest Loan Officers” is a refreshingly candid podcast hosted by two seasoned mortgage lenders, Stephen Brock NMLS 1926015 and Derick Brown NMLS 1640146, from The Mortgage Firm. This podcast cuts through the jargon and complexity of the mortgage industry, offering unfiltered insights and straightforward advice. Each episode delves into the often-overlooked aspects of mortgage lending, from navigating market trends to understanding credit scores. Our hosts bring their extensive experience and a touch of humor to demystify the mortgage process for consumers and realtors alike. Whether you’re a first-time homebuyer, a seasoned investor, or a real estate professional seeking to enhance your knowledge, this podcast is your go-to source for honest, actionable mortgage wisdom. Join us as we break down the walls of the lending world, one truth at a time. The Mortgage Firm NMLS 189233 Equal Housing Lender CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78… ## Machine-readable JSON: https://stenobird.com/v1/public/podcasts/the-brutally-honest-loan-officers-6715911 Markdown: https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911.md ## Episodes - [Why You’re Struggling to Save for a Down Payment?](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/why-you-re-struggling-to-save-for-a-down-payment) — 2026-05-25T12:07:00+00:00 - [Why Mortgage Rates Suddenly Went Up Last Week?](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/why-mortgage-rates-suddenly-went-up-last-week) — 2026-05-19T14:37:34+00:00 - [The Family Money Factor in Real Estate](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/the-family-money-factor-in-real-estate) — 2026-05-11T18:58:29+00:00 - [A Brutally Honest Interview with Rayshawn Herring | Real Estate, Pricing & Today’s Market](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/a-brutally-honest-interview-with-rayshawn-herring-real-estate-pricing-today-s-market) — 2026-04-29T10:38:11+00:00 - [The Biggest Lie in Real Estate](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/the-biggest-lie-in-real-estate) — 2026-04-20T15:08:00+00:00 - [Why Some Renters Should NOT Buy.... YET](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/why-some-renters-should-not-buy-yet) — 2026-04-13T16:19:45+00:00 - [Just Bought a Home? Watch Out for These Scams After Closing](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/just-bought-a-home-watch-out-for-these-scams-after-closing) — 2026-04-09T23:36:43+00:00 - [Why Some Realtors & Loan Officers Give Bad Advice (And How to Avoid It)](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/why-some-realtors-loan-officers-give-bad-advice-and-how-to-avoid-it) — 2026-03-31T13:44:49+00:00 - [Zillow Says Your Home Is Worth What! Here’s the Truth About Zestimates](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/zillow-says-your-home-is-worth-what-here-s-the-truth-about-zestimates) — 2026-03-25T15:30:25+00:00 - [Buyer’s Market in Florida? What’s Actually Happening Right Now?](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/buyer-s-market-in-florida-what-s-actually-happening-right-now) — 2026-03-17T00:26:37+00:00 - [2026 Housing Market Predictions: Mortgage Rates, Home Prices & Florida Taxes](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/2026-housing-market-predictions-mortgage-rates-home-prices-florida-taxes) — 2026-03-09T15:34:00+00:00 - [Will a war with Iran push mortgage rates higher or lower?](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/will-a-war-with-iran-push-mortgage-rates-higher-or-lower) — 2026-03-02T17:59:54+00:00 - [New Construction Buyers: Are You Overpaying for That “Incentive” Rate?](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/new-construction-buyers-are-you-overpaying-for-that-incentive-rate) — 2026-02-24T11:27:20+00:00 - [Conventional vs FHA Loans — Which One Is Better?](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/conventional-vs-fha-loans-which-one-is-better) — 2026-02-16T17:09:29+00:00 - [Florida Homestead Exemption: The #1 Mistake Homeowners Make That Costs Them Thousands](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/florida-homestead-exemption-the-1-mistake-homeowners-make-that-costs-them-thousands) — 2026-02-09T16:06:22+00:00 - [Home Prices Aren’t Dropping — Especially in Florida | Why Waiting Could Cost You](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/home-prices-aren-t-dropping-especially-in-florida-why-waiting-could-cost-you) — 2026-02-05T00:45:29+00:00 - [It’s Tax Season — What Should You Actually Do With Your Tax Refund](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/it-s-tax-season-what-should-you-actually-do-with-your-tax-refund) — 2026-01-26T16:41:20+00:00 - [Real Talk on Real Estate with Alyssa Guillermo](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/real-talk-on-real-estate-with-alyssa-guillermo) — 2026-01-20T01:31:14+00:00 - [Big Headlines, Big Ideas — Are These Affordability Fixes Actually Fixing Anything?](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/big-headlines-big-ideas-are-these-affordability-fixes-actually-fixing-anything) — 2026-01-13T16:12:58+00:00 - [Our Favorite Loans of 2025 — The Stories Behind the Numbers](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/our-favorite-loans-of-2025-the-stories-behind-the-numbers) — 2026-01-05T19:45:50+00:00 - [Take Advice From People Who’ve Actually Done It](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/take-advice-from-people-who-ve-actually-done-it) — 2025-12-29T22:07:00+00:00 - [What ‘Home’ Really Means at Christmas](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/what-home-really-means-at-christmas) — 2025-12-22T17:37:13+00:00 - [The Fed, the Forecast, and Your Mortgage in 2026](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/the-fed-the-forecast-and-your-mortgage-in-2026) — 2025-12-15T16:45:36+00:00 - [Reacting to Your Spiciest Comments – Brutally Honest Style](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/reacting-to-your-spiciest-comments-brutally-honest-style) — 2025-12-08T21:18:42+00:00 - [Why You Can’t Take Your Mortgage With You (But Other Countries Can)](https://stenobird.com/podcast/the-brutally-honest-loan-officers-6715911/why-you-can-t-take-your-mortgage-with-you-but-other-countries-can) — 2025-12-02T13:48:30+00:00 ## Actions Episode pages expose an explicit `request_transcript` action. 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