# Review of OCC Semiannual Risk Perspective report for Spring 2026

Page: https://stenobird.com/podcast/the-banker-next-door-6597036/review-of-occ-semiannual-risk-perspective-report-for-spring-2026
Text version: https://stenobird.com/podcast/the-banker-next-door-6597036/review-of-occ-semiannual-risk-perspective-report-for-spring-2026.md
Podcast: [The Banker Next Door](https://stenobird.com/podcast/the-banker-next-door-6597036)
Published: 2026-05-15T16:00:00+00:00
Episode link: https://joeberq.podbean.com/e/review-of-occ-semiannual-risk-perspective-report-for-spring-2026/
Audio file: https://mcdn.podbean.com/mf/web/k6tqjrkn9ereie9g/Review_of_OCC_Semiannual_Risk_Perspective_report_for_Spring_2026bazw6.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-banker-next-door-6597036/episodes/review-of-occ-semiannual-risk-perspective-report-for-spring-2026
Duration seconds: 937

## Resource

The semiannual OCC report on risks to the U.S. banking system found that bank financials remain sound but risks around cyber threats and fraud continue to be a concern. Bank earnings, balance sheets, liquidity, and capital levels remain strong by historical standards. Credit risk is manageable but there are concerns such as the maturity wall and private credit. Past-due, nonaccrual, and charge-offs remain below long-term averages. Cyber and various types of fraud threats remain a concern. Recent developments in AI present opportunities and challenges. This episode reviewed the OCC Semiannual Risk Perspective report for Spring 2026. A link to the report is included below. Link: OCC’s Semiannual Risk Perspective Highlights Key Risks in Federal Banking System | OCC

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## Transcript

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