# Lincoln OptiBlend 5: The S&P 500 Fixed Index Annuity Worth Considering

Page: https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/lincoln-optiblend-5-the-s-p-500-fixed-index-annuity-worth-considering
Text version: https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/lincoln-optiblend-5-the-s-p-500-fixed-index-annuity-worth-considering.md
Podcast: [The Atlas Annuity Podcast](https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817)
Published: 2025-11-14T22:17:02+00:00
Episode link: https://atlas-annuity-podcast.castos.com/episodes/lincoln-optiblend-5-the-sp-500-fixed-index-annuity-worth-considering
Audio file: https://episodes.castos.com/65414647b3ef84-60916656/2210684/c1e-n5vr9sdgrkja9z41n-7zxm880khrq5-k3l4gx.mp3
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Duration seconds: 782

## Resource

Did you know that your fixed index annuity is only as good as the indexing options offered? In episode 92 of the Atlas Annuity Podcast, Marty Becker reviews the Lincoln Financial OptiBlend 5, a unique 5-year fixed index annuity that breaks the mold with first-year withdrawals and multiple S&P 500 options. While most annuities make you wait until year two for penalty-free withdrawals, this one gives you access to 10% starting day one. Marty explains why, after a decade in the business, he increasingly relies on the tried-and-true S&P 500 over flashy hypothetical indexes with unrealistic backtested returns. Learn how this A+ rated product from a company founded with Abraham Lincoln's son's blessing could serve as your short-term bridge to retirement income—with issue ages up to 85, RMD flexibility, and nursing home waivers included.

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## Transcript

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