# Better Than a Bonus? EquiTrust Smart Boost Annuity Explained

Page: https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/better-than-a-bonus-equitrust-smart-boost-annuity-explained
Text version: https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/better-than-a-bonus-equitrust-smart-boost-annuity-explained.md
Podcast: [The Atlas Annuity Podcast](https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817)
Published: 2025-08-22T22:49:53+00:00
Episode link: https://atlas-annuity-podcast.castos.com/episodes/better-than-a-bonus-equitrust-smart-boost-annuity-explained
Audio file: https://episodes.castos.com/65414647b3ef84-60916656/2118335/c1e-v5pv8s7k9zwcwz1zp-dm23vvq0f8m9-67lejp.mp3
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JSON: https://stenobird.com/v1/public/podcasts/the-atlas-annuity-podcast-6714817/episodes/better-than-a-bonus-equitrust-smart-boost-annuity-explained
Duration seconds: 947

## Resource

In this episode of the Atlas Annuity Podcast, Marty Becker introduces a brand-new product in the annuity world: the EquiTrust Smart Boost Index Annuity. Developed in partnership with Genesys—the pioneer of fixed index annuities—this innovative contract brings unique features designed to give retirees more flexibility, growth potential, and security. Marty breaks down the key details, including: Why EquiTrust’s financial strength ratings and solvency ratios matter. How the Smart Boost works differently from traditional bonuses. Key benefits like 7% penalty-free withdrawals, RMD-friendly design, and nursing home/terminal illness waivers. The 40% guaranteed boost to the death benefit and how it impacts your heirs. Real-world case studies showing how the product can work for retirement income, Roth conversions, and estate planning. Whether you’re exploring annuities for the first time or comparing options for your retirement portfolio, this episode offers clear insights into how the Smart Boost Index could fit into your strategy. Learn more and book a call with Marty at AtlasAnnuity.com

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## Transcript

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