# 13.25% Growth Annuity, Zero Principal Risk Page: https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/13-25-growth-annuity-zero-principal-risk Text version: https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/13-25-growth-annuity-zero-principal-risk.md Podcast: [The Atlas Annuity Podcast](https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817) Published: 2025-10-24T23:02:01+00:00 Episode link: https://atlas-annuity-podcast.castos.com/episodes/1325-growth-annuity-zero-principal-risk Audio file: https://episodes.castos.com/65414647b3ef84-60916656/2171622/c1e-jgnxws56025un1k1v-wwp8d77zfg49-qlj1al.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-atlas-annuity-podcast-6714817/episodes/13-25-growth-annuity-zero-principal-risk Duration seconds: 836 ## Resource Can you really earn up to 13.25% growth without risking your principal? In this episode, Marty Becker breaks down a five-year fixed index annuity that offers protection, flexibility, and short-term opportunity — without locking your money away for life. You’ll learn: How the flooring method lets you choose how much of your interest gains to risk — not your principal. Why a five-year annuity can be a smart bridge between safety and growth. How to use annuities in five-year chunks to protect your income during market downturns. The difference between chasing the “best” annuity and finding the right fit for your goals. If you’re not ready for a lifetime income plan but still want protection from market losses, this strategy may give you the balance you need. Visit AtlasAnnuity.com to watch Marty’s free video series or schedule a short call to find the right annuity decision — the first time. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-atlas-annuity-podcast-6714817/episodes/13-25-growth-annuity-zero-principal-risk/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-atlas-annuity-podcast-6714817/13-25-growth-annuity-zero-principal-risk.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.