# Overcoming Money Wounds, Bernadette Joy’s Journey from Debt to Angel Investor

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Text version: https://stenobird.com/podcast/the-angel-next-door-4472392/overcoming-money-wounds-bernadette-joy-s-journey-from-debt-to-angel-investor.md
Podcast: [The Angel Next Door](https://stenobird.com/podcast/the-angel-next-door-4472392)
Published: 2025-12-04T12:00:00+00:00
Episode link: https://the-angel-next-door.simplecast.com/episodes/overcoming-money-wounds-bernadette-joys-journey-from-debt-to-angel-investor-EX3OoYii
Audio file: https://cdn.simplecast.com/audio/82a63201-51be-4f68-b610-6c0b3a1ef019/episodes/e8d1d2dd-af33-4dda-87e0-c873e3b0a2eb/audio/790d15e9-80cd-4ebb-9be6-d5af9815d909/default_tc.mp3?aid=rss_feed&feed=Ry2IhxtC
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Duration seconds: 1963

## Resource

What does it really take to break through the myths of entrepreneurship and build a financially independent life—especially as a woman? In this eye-opening episode of The Angel Next Door Podcast, host Marcia Dawood invites listeners to rethink traditional notions of wealth, investing, and risk-taking by exploring the power of money mindset, resilience, and strategic investing. Our guest, Bernadette Joy, is a first-generation Filipino American, acclaimed author of "Crush Your Money Goals," and an entrepreneur who’s achieved financial independence by age 40. As a life and money coach, Bernadette Joy opens up about her unconventional path from paying off $300,000 in debt to mentoring the next generation of women investors and entrepreneurs. Her journey is shaped by personal experience, a mission to help others overcome financial misconceptions, and a passion for demystifying the road to millionaire status—especially for women and communities of color. This episode dives deep into actionable strategies for getting your financial house in order, understanding the realities of angel investing, and building businesses designed for both growth and early retirement. Bernadette Joy shares candid stories—both successes and failures—offering a rare, honest perspective on what it means to curate your accounts, invest with intention, and heal your “money wounds.” Whether you’re an aspiring investor, established entrepreneur, or simply looking for practical financial wisdom with heart and humor, this is a must-listen conversation that will inspire you to reimagine what’s possible for your financial and entrepreneurial journey.

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