# How to Overcome Financial Anxiety & Build Lasting Wealth | Ben Carlson Page: https://stenobird.com/podcast/the-adversity-advantage-with-doug-bopst-1209565/how-to-overcome-financial-anxiety-build-lasting-wealth-ben-carlson Text version: https://stenobird.com/podcast/the-adversity-advantage-with-doug-bopst-1209565/how-to-overcome-financial-anxiety-build-lasting-wealth-ben-carlson.md Podcast: [The Adversity Advantage with Doug Bopst](https://stenobird.com/podcast/the-adversity-advantage-with-doug-bopst-1209565) Published: 2026-07-30T05:00:00+00:00 Episode link: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/chrt.fm/track/47G541/pscrb.fm/rss/p/mgln.ai/e/433/claritaspod.com/measure/traffic.megaphone.fm/BTGDG4604018434.mp3 Audio file: https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/chrt.fm/track/47G541/pscrb.fm/rss/p/mgln.ai/e/433/claritaspod.com/measure/traffic.megaphone.fm/BTGDG4604018434.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/the-adversity-advantage-with-doug-bopst-1209565/episodes/how-to-overcome-financial-anxiety-build-lasting-wealth-ben-carlson Duration seconds: 3758 ## Resource Ben Carlson, CFA, is the Director of Institutional Asset Management at Ritholtz Wealth Management and the creator of the widely read financial blog A Wealth of Common Sense. He is the co-host of the Animal Spirits podcast and the author of several books on investing, including A Wealth of Common Sense and his latest release, Risk and Reward: How to Handle Market Volatility and Build Long-Term Wealth. Ben is known for making complex financial concepts practical, accessible, and easier for everyday investors to understand. Today on the show, we discuss why financial anxiety persists even when you are doing everything right, how to build a simple plan around your goals and risk tolerance, why automated investing can help you ignore market noise, how much cash you really need for emergencies and short-term goals, why more money does not automatically create security or happiness, and how to save, invest, and spend without guilt or constantly moving the goalposts and much more. Learn more about your ad choices. Visit megaphone.fm/adchoices ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/the-adversity-advantage-with-doug-bopst-1209565/episodes/how-to-overcome-financial-anxiety-build-lasting-wealth-ben-carlson/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/the-adversity-advantage-with-doug-bopst-1209565/how-to-overcome-financial-anxiety-build-lasting-wealth-ben-carlson.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.