# Navigating NPP and Payday Super: what super funds need to know

Page: https://stenobird.com/podcast/that-super-show-7318065/navigating-npp-and-payday-super-what-super-funds-need-to-know
Text version: https://stenobird.com/podcast/that-super-show-7318065/navigating-npp-and-payday-super-what-super-funds-need-to-know.md
Podcast: [That Super Show](https://stenobird.com/podcast/that-super-show-7318065)
Published: 2025-09-22T23:00:00+00:00
Episode link: https://thatsuper.show
Audio file: https://episodes.captivate.fm/episode/d4874d36-3238-448d-b53f-567f2639a225.mp3
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JSON: https://stenobird.com/v1/public/podcasts/that-super-show-7318065/episodes/navigating-npp-and-payday-super-what-super-funds-need-to-know
Duration seconds: 2022

## Resource

#7. Co-hosts Sarah Penn and Neil chat with Marnie Ryan, head of product innovation and enablement at AP+ (formerly NPP Australia). Highlights NPP and Superannuation: From 1 July 2026, funds must accept real-time payments via the New Payments Platform (NPP)—mandatory, and separate from Payday Super legislation. Modernising Payments: Transition away from BECS is set for 2030. Super funds need to get ready to shift from batched, delayed payments to instant, always-on transactions. Reconciliation Revolution: NPP upgrades solve historic problems with payment reference numbers, making reconciliation faster and easier—especially important for super contributions. Pilot Programs in Action: Leading funds and clearinghouses are already piloting real-time payments, so the future is now. Fraud and Security: New features like confirmation of payee and PayID add extra layers of trust and validation for fund rollovers and member withdrawals. Getting Ready: Execs should engage tech, ops, and employer services teams now. Start talking to your bank and payment partners to understand your platform readiness. Member Experience: Real-time payments create new member expectations. Faster clearing and instant notifications can improve trust and encourage members to check contributions more often. Innovation Pipeline: Expect more streamlined experiences with products like PayTo, reducing manual entry and making top-ups or pension drawdowns seamless—24/7, even at year-end crunch time. Key takeaway: Don’t wait for legislation—engage with your banking and payment providers now to be NPP-ready before the 2026 deadline. Guest: Marnie Ryan Marnie Ryan on LinkedIn Australian Payments Plus That Super Show That Super Show is the most downloaded podcast for Australian superannuation professionals. Sarah…

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