# Tom and Roxy Qs&As

Page: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/tom-and-roxy-qs-as
Text version: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/tom-and-roxy-qs-as.md
Podcast: [Talking Real Money - Investing Talk](https://stenobird.com/podcast/talking-real-money-investing-talk-201087)
Published: 2026-06-22T16:00:00+00:00
Episode link: https://www.buzzsprout.com/2607021/episodes/19349713-tom-and-roxy-qs-as.mp3
Audio file: https://www.buzzsprout.com/2607021/episodes/19349713-tom-and-roxy-qs-as.mp3
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JSON: https://stenobird.com/v1/public/podcasts/talking-real-money-investing-talk-201087/episodes/tom-and-roxy-qs-as
Duration seconds: 1507

## Resource

Tom welcomes back advisor Roxy Butner for a wide-ranging discussion that begins with practical financial advice for new graduates and quickly expands into questions from listeners about student loans, emergency funds, retirement savings, portfolio construction, mortgages in retirement, and the coming frenzy around a potential SpaceX IPO. Along the way, they explore the tradeoffs between debt repayment and investing, the role of small-cap value tilts in diversified portfolios, why taxes matter...

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## Transcript

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