# Start Young

Page: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/start-young
Text version: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/start-young.md
Podcast: [Talking Real Money - Investing Talk](https://stenobird.com/podcast/talking-real-money-investing-talk-201087)
Published: 2026-04-15T16:00:00+00:00
Episode link: https://www.buzzsprout.com/2607021/episodes/19021335-start-young.mp3
Audio file: https://www.buzzsprout.com/2607021/episodes/19021335-start-young.mp3
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JSON: https://stenobird.com/v1/public/podcasts/talking-real-money-investing-talk-201087/episodes/start-young
Duration seconds: 1790

## Resource

Starting early beats almost everything else in investing—and this episode drives that home with eye-opening math and a brand-new tool for jumpstarting a kid’s retirement. Don and Tom break down the new “Youth Retirement Account” concept (government seed money plus family contributions), compare it to Roth IRAs and 529 rollovers, and show how relatively modest early contributions can grow into millions. Then they pivot to a listener question about a Nationwide indexed annuity and dismantle the...

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## Transcript

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