# Question Onslaught

Page: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/question-onslaught
Text version: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/question-onslaught.md
Podcast: [Talking Real Money - Investing Talk](https://stenobird.com/podcast/talking-real-money-investing-talk-201087)
Published: 2026-07-10T17:00:00+00:00
Episode link: https://www.buzzsprout.com/2607021/episodes/19475563-question-onslaught.mp3
Audio file: https://www.buzzsprout.com/2607021/episodes/19475563-question-onslaught.mp3
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JSON: https://stenobird.com/v1/public/podcasts/talking-real-money-investing-talk-201087/episodes/question-onslaught
Duration seconds: 1653

## Resource

Tom’s on vacation, but the listener questions are not. In this packed Q&A episode, Don tackles one of the most common retirement dilemmas: if your Social Security and annuity income already cover your expenses, do you still need a traditional emergency fund? From there, the questions keep coming. Don weighs in on what to do with “lazy money” earning only 3%, whether a MYGA is really a better deal than a CD ladder, how to structure a taxable brokerage account for long-term growth, and wher...

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## Transcript

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