# Cash Can Be Trash

Page: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/cash-can-be-trash
Text version: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/cash-can-be-trash.md
Podcast: [Talking Real Money - Investing Talk](https://stenobird.com/podcast/talking-real-money-investing-talk-201087)
Published: 2026-06-29T16:00:00+00:00
Episode link: https://www.buzzsprout.com/2607021/episodes/19418962-cash-can-be-trash.mp3
Audio file: https://www.buzzsprout.com/2607021/episodes/19418962-cash-can-be-trash.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/talking-real-money-investing-talk-201087/episodes/cash-can-be-trash
Duration seconds: 1772

## Resource

Are you keeping too much money in cash because you’re waiting for the “right time” to invest? In this episode, Tom and Don explain why market timing has historically been one of the costliest investing mistakes—and why even the worstinvestment timing has dramatically outperformed sitting on the sidelines. They also answer listener questions about immediate annuities, I Bonds, portfolio allocation, sequence-of-returns risk, and why using whole life insurance as an investing strategy is a bad i...

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/talking-real-money-investing-talk-201087/episodes/cash-can-be-trash/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/talking-real-money-investing-talk-201087/cash-can-be-trash.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.