# Annuity Tricks

Page: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/annuity-tricks
Text version: https://stenobird.com/podcast/talking-real-money-investing-talk-201087/annuity-tricks.md
Podcast: [Talking Real Money - Investing Talk](https://stenobird.com/podcast/talking-real-money-investing-talk-201087)
Published: 2026-04-16T19:00:00+00:00
Episode link: https://www.buzzsprout.com/2607021/episodes/19028041-annuity-tricks.mp3
Audio file: https://www.buzzsprout.com/2607021/episodes/19028041-annuity-tricks.mp3
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JSON: https://stenobird.com/v1/public/podcasts/talking-real-money-investing-talk-201087/episodes/annuity-tricks
Duration seconds: 2040

## Resource

Annuities promise peace of mind—but often at a steep and poorly understood cost. Don and Tom break down when (rarely) annuities might make sense, why most—including fixed indexed annuities and QLACs—tilt heavily in favor of the insurance company, and how investors can replicate “guaranteed income” with a disciplined portfolio instead. They also take on a listener question about escaping high fees at Edward Jones (spoiler: yes, run) and dismantle a pitch for a Bitcoin-backed “bond alternative,...

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## Transcript

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