# The Ramsey Show - When You Don't Have Payments, You Have More Options Page: https://stenobird.com/podcast/taken-tv-podcasts-7151938/the-ramsey-show-when-you-don-t-have-payments-you-have-more-options Text version: https://stenobird.com/podcast/taken-tv-podcasts-7151938/the-ramsey-show-when-you-don-t-have-payments-you-have-more-options.md Podcast: [TAKEN TV Podcasts](https://stenobird.com/podcast/taken-tv-podcasts-7151938) Published: 2026-07-17T10:00:00+00:00 Episode link: https://go.godcaster.fm/act/e/147/1065481/57683509063/https%253A%252F%252Fpdst.fm%252Fe%252Fmgln.ai%252Fe%252F890%252Fpscrb.fm%252Frss%252Fp%252Ftraffic.megaphone.fm%252FRM8544866132.mp3 Audio file: https://go.godcaster.fm/act/e/147/1065481/57683509063/https%253A%252F%252Fpdst.fm%252Fe%252Fmgln.ai%252Fe%252F890%252Fpscrb.fm%252Frss%252Fp%252Ftraffic.megaphone.fm%252FRM8544866132.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/taken-tv-podcasts-7151938/episodes/the-ramsey-show-when-you-don-t-have-payments-you-have-more-options Duration seconds: 7649 ## Resource ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Rachel Cruze answer your questions and discuss: “I’m $108,000 in debt, living in my car, and my wages are being garnished. How do I get through this?” “Should I leave my husband after he’s been unemployed for ten years?” “I want to transition to a career where I’ll be making a quarter of what I make now. How do I prepare for this?” “My company is closing in a month. What should I do with the company retirement accounts?” “Should I invest the money I’m getting in the divorce into retirement?” Next Steps: Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email Dave On-Air With Your Questions on Debt and Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠ ❤️‍ ⁠⁠Get trusted insurance coverage that fits your budget⁠⁠ Connect With Our Sponsors: Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠ Angel Studios ⁠⁠⁠⁠⁠⁠⁠⁠⁠ to discover entertainment you can feel good about. Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠ BetterHel ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ p ⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Boost Mobile ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to switch today! If you want your car to keep going and going, trust ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Christian Brothers Automotive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off New members can receive a 50% credit toward their first month of membership. Go to ⁠⁠ Christian H… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/taken-tv-podcasts-7151938/episodes/the-ramsey-show-when-you-don-t-have-payments-you-have-more-options/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/taken-tv-podcasts-7151938/the-ramsey-show-when-you-don-t-have-payments-you-have-more-options.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.