# Lower Expectations

Page: https://stenobird.com/podcast/stack-your-points-6953972/lower-expectations
Text version: https://stenobird.com/podcast/stack-your-points-6953972/lower-expectations.md
Podcast: [Stack Your Points](https://stenobird.com/podcast/stack-your-points-6953972)
Published: 2026-02-25T11:00:00+00:00
Episode link: https://stackyourpoints.podbean.com/e/lower-expectations/
Audio file: https://mcdn.podbean.com/mf/web/v87tebbgc88qj7mg/The_Full_Show_02_25_20268sax3.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/stack-your-points-6953972/episodes/lower-expectations
Duration seconds: 4881

## Resource

Viewer Questions - Fling, marry, kill - Hyatt, Marriott, Hilton points. - Chris M - How often do you recommend re-evaluating your setup? 'Normies' do it almost never. But how often should people in the game do it? Obviously that has to be balance and you can't chase every new and shiny thing. Quarterly? Semi-annually? - RP2048 - If your airport of choice magically became a hub for a different airline (oops Atlanta is now American or oops RJ's airport swaps their Delta flights for United flights and vice versa) how easy would it be to swap loyalty? Would you try to force your loyalty to stay where it is or would you easily swap over. - Kirby G - With the announcement of changes nerfing MileagePlus for non-cardholders on April 2nd, how long until Delta+Amex do something similar? Will they delay it because the image so far has been that Delta is leading the trends in loyalty programs United is following or will their greed win over their pride? How do you think this changes advice for beginners and do you think people farther in should think harder about velocity to be able to pivot faster when news like this comes out? - Benevolent Contrarian.**********Matt- How much longer will Rotating Category cards be relevant in the game? We’re seeing the Freedom Flex barely offer decent categories of late…is it time to turn the page? Lani - Travel portals are changing, some of these changes are not for the better. With all the changes happening with the credit card game in general (i.e. all these recent changes have killed the gamifying of the system), are travel portal nerfs just the beginning for a larger “we need to save money somewhere” option for the banks? RJ- What is the biggest mistake couples make when trying to earn points together, and how do you optimize a "two-person"…

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## Transcript

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