# 19. Student Loan Strategy for Social Workers with Lauryn Williams, CFP® (2025 Update) Page: https://stenobird.com/podcast/social-work-to-wealth-podcast-7129878/19-student-loan-strategy-for-social-workers-with-lauryn-williams-cfp-2025-update Text version: https://stenobird.com/podcast/social-work-to-wealth-podcast-7129878/19-student-loan-strategy-for-social-workers-with-lauryn-williams-cfp-2025-update.md Podcast: [Social Work to Wealth Podcast](https://stenobird.com/podcast/social-work-to-wealth-podcast-7129878) Published: 2025-09-01T16:00:00+00:00 Episode link: https://socialworktowealth.com/podcast/ Audio file: https://episodes.captivate.fm/episode/f516dfb7-cac7-4270-9bd6-b41233f28408.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/social-work-to-wealth-podcast-7129878/episodes/19-student-loan-strategy-for-social-workers-with-lauryn-williams-cfp-2025-update Duration seconds: 2890 ## Resource In this episode, I’m talking with Lauryn Williams, CFP®, and consultant with Student Loan Planner, about what’s really going on with student loans right now, especially for social workers trying to make sense of repayment, forgiveness, and all the recent changes. We break down the current repayment options, what’s happening with the SAVE plan, and how the new RAP plan is expected to work (when it finally rolls out). If your loans feel overwhelming or you’ve been avoiding them altogether, this episode will help you understand your options and what next steps to take. https://socialworktowealth.com/slpepisode (Get $100 off a consult with Student Loan Planner*) Takeaways From This Episode: Why repayment isn’t one-size-fits-all and how to choose what works for you What’s happening with the SAVE plan and why it might be time to move off it Which income-driven repayment plans are still available (and who qualifies) What the new RAP plan is, and what we know about it so far How PSLF actually works and common myths that confuse borrowers What to consider before refinancing your federal loans How a consult with Student Loan Planner works and why it could save you thousands Mentioned resources: https://socialworktowealth.com/slpepisode (Get $100 off a consult with Student Loan Planner*) Check out https://socialworktowealth.com/19-understanding-student-loans-with-lauryn-williams-2025-update (the affiliated blog post) for the full list of resources mentioned in this episode and the unedited transcript. (This post has extra resources that were not shared in the episode, thanks to Leslie!) https://socialworktowealth.myflodesk.com/podcast (Social Work to Wealth Newsletter) — a newsletter for the social worker wanting to level up their career and money. Find Social Work to Wealth on:… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/social-work-to-wealth-podcast-7129878/episodes/19-student-loan-strategy-for-social-workers-with-lauryn-williams-cfp-2025-update/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/social-work-to-wealth-podcast-7129878/19-student-loan-strategy-for-social-workers-with-lauryn-williams-cfp-2025-update.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.