# 2010: Ask Farnoosh: What Annoys Me Most About Money? (Plus: Disability Insurance and Long-Term Care 101)

Page: https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/2010-ask-farnoosh-what-annoys-me-most-about-money-plus-disability-insurance-and-long-term-care-101
Text version: https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/2010-ask-farnoosh-what-annoys-me-most-about-money-plus-disability-insurance-and-long-term-care-101.md
Podcast: [So Money with Farnoosh Torabi](https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423)
Published: 2026-07-17T21:02:04+00:00
Episode link: https://shows.acast.com/so-money-with-farnoosh-torabi-1/episodes/2010-ask-farnoosh-what-annoys-me-most-about-money-plus-disab
Audio file: https://sphinx.acast.com/p/open/s/65675c71c3ca8a0012804645/e/6a5a984d62e50b14bdbeee53/media.mp3?tk=eyJ0ayI6ImRlZmF1bHQiLCJhZHMiOnRydWUsInNwb25zIjp0cnVlLCJzdGF0dXMiOiJwdWJsaWMifQ==&sig=aCuUIwX7n6Eu83yB_lph2C7fFAInv7uiN1_s1D97qbM
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/so-money-with-farnoosh-torabi-201423/episodes/2010-ask-farnoosh-what-annoys-me-most-about-money-plus-disability-insurance-and-long-term-care-101
Duration seconds: 1920

## Resource

On this week's Ask Farnoosh Friday, we're tackling five thoughtful listener questions that touch on everything from career transitions and combining finances as a couple to insurance, retirement accounts, and planning for the future. Before we dive into the mailbag, I also share a few headlines that caught my attention this week—including a fascinating new trend in prenups designed to protect stay-at-home parents, California's latest move to make personal finance a graduation requirement, and a New York Times article about the money frustrations that seem uniquely American (plus a few of my own!). And yes... So Money is officially on YouTube. In this episode: Why you shouldn't feel guilty quietly job hunting before you have an offer The best way to leave an employer professionally while protecting your own career How couples can combine finances without sacrificing independence Why "fair" doesn't always mean splitting expenses 50/50 My favorite three-account system for couples The insurance policies every young professional should prioritize—and which ones can probably wait Why your ability to earn an income may be your greatest financial asset When to start thinking seriously about long-term care insurance How to prepare for future caregiving conversations with your parents What to do with an old, empty 401(k) account after your employer changes retirement providers Why cybersecurity deserves a place in every annual financial checkup Also in the news: A new prenup trend: More couples are adding "leave the workforce" clauses to protect spouses who pause their careers to raise children or provide care, recognizing the real financial cost of unpaid caregiving. Money annoyances in America: Inspired by a New York Times article from Ron Lieber and Tara Siegel Bernard, I sha…

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/so-money-with-farnoosh-torabi-201423/episodes/2010-ask-farnoosh-what-annoys-me-most-about-money-plus-disability-insurance-and-long-term-care-101/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/2010-ask-farnoosh-what-annoys-me-most-about-money-plus-disability-insurance-and-long-term-care-101.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.