# 2000: FORO,  The Fear of Running Out of Money in Retirement

Page: https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/2000-foro-the-fear-of-running-out-of-money-in-retirement
Text version: https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/2000-foro-the-fear-of-running-out-of-money-in-retirement.md
Podcast: [So Money with Farnoosh Torabi](https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423)
Published: 2026-06-24T07:00:00+00:00
Episode link: https://shows.acast.com/so-money-with-farnoosh-torabi-1/episodes/2000-foro-the-fear-of-running-out-of-money-in-retirement
Audio file: https://sphinx.acast.com/p/open/s/65675c71c3ca8a0012804645/e/6a3b4d3b6cc0d2f38297ec42/media.mp3?tk=eyJ0ayI6ImRlZmF1bHQiLCJhZHMiOnRydWUsInNwb25zIjp0cnVlLCJzdGF0dXMiOiJwdWJsaWMifQ==&sig=s7ly1pHL1_9OcEIY_M35S4el8MaG0ozGwqRYuv_rOBE
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JSON: https://stenobird.com/v1/public/podcasts/so-money-with-farnoosh-torabi-201423/episodes/2000-foro-the-fear-of-running-out-of-money-in-retirement
Duration seconds: 2111

## Resource

Today we're talking about FORO, the fear of running out. According to a new sweeping study from Corebridge Financial, Americans are nine times more likely to say they'd regret running out of money while they're alive than dying with a fortune left unspent. Now, you have probably spent years, maybe decades, doing everything right, putting money away. You're contributing to your 401k, maybe even maxing it, and you're watching the balance grow, and somewhere in the back of your mind you're telling yourself, "When I finally get there, I'm gonna enjoy this." But here's what a new study just uncovered, and it's one of the most surprising findings in retirement research in years: getting there may be considered the hard part, but spending the money once you do is actually harder for millions of Americans. These are people who've worked hard, they saved diligently, they made it to retirement, and now they're not spending. They're hoarding. They're restricting. They're eating out less. They're skipping the trip. They're holding back, not because they can't afford it, but because they're afraid. Afraid if they actually use what they saved, it might run out. To unpack what's driving this and what to do about it, we are joined by Bryan Pinsky, President of Individual Retirement and Life Insurance at Corebridge Financial, one of the nation's largest providers of retirement solutions. And Jean Chatzky, a New York Times bestselling author, personal finance expert, one of the most trusted voices in America when it comes to helping real people make smart decisions with their money. She has partnered with Corebridge to turn these findings into an actionable playbook for retirement. We're gonna walk through what the data shows, why it matters, and what you can do right now, even if retir…

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