# 1992: Ask Farnoosh: Angel Investing, Saving for a Downpayment and What to Do When She Makes Less Page: https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/1992-ask-farnoosh-angel-investing-saving-for-a-downpayment-and-what-to-do-when-she-makes-less Text version: https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/1992-ask-farnoosh-angel-investing-saving-for-a-downpayment-and-what-to-do-when-she-makes-less.md Podcast: [So Money with Farnoosh Torabi](https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423) Published: 2026-06-06T13:52:10+00:00 Episode link: https://shows.acast.com/so-money-with-farnoosh-torabi-1/episodes/1992-ask-farnoosh-angel-investing-saving-for-a-downpayment-a Audio file: https://sphinx.acast.com/p/open/s/65675c71c3ca8a0012804645/e/6a24260aa2db34bb896fc5e1/media.mp3?tk=eyJ0ayI6ImRlZmF1bHQiLCJhZHMiOnRydWUsInNwb25zIjp0cnVlLCJzdGF0dXMiOiJwdWJsaWMifQ==&sig=bwqeg6novk0xomCfQiEHpuS6yNThBbWBN36Dj6tyjag Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/so-money-with-farnoosh-torabi-201423/episodes/1992-ask-farnoosh-angel-investing-saving-for-a-downpayment-and-what-to-do-when-she-makes-less Duration seconds: 2210 ## Resource This week on Ask Farnoosh , we're tackling some of life's biggest financial decisions—from navigating a major income gap in a relationship to deciding whether a promising restaurant venture is worth the investment. Plus, what should you prioritize when you're trying to save for a home while also preparing for retirement? Farnoosh answers listener questions about maintaining financial independence before marriage, evaluating a potential angel investment opportunity, choosing between a brokerage account and a traditional IRA, finding trustworthy financial advice, and building a down payment fund in a high-cost housing market. She also shares resources for managing healthcare costs and weighs in on whether married couples should file taxes jointly or separately Before the mailbag, Farnoosh breaks down the latest jobs report, explains why a strong labor market may keep the Federal Reserve on hold when it comes to interest rates, celebrates National Donut Day, and sounds off on a teen financial literacy competition that may be testing the wrong skills altogether. Listener questions include: How do we manage money fairly when one partner earns significantly more? Should we invest in a chef friend's new restaurant? Is it better to file taxes jointly or separately? How can I save for a house down payment faster? Should I open a traditional IRA or a brokerage account if I earn too much for a Roth IRA? How do I find a financial advisor I can trust? What resources can help consumers navigate healthcare costs? Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/so-money-with-farnoosh-torabi-201423/episodes/1992-ask-farnoosh-angel-investing-saving-for-a-downpayment-and-what-to-do-when-she-makes-less/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/1992-ask-farnoosh-angel-investing-saving-for-a-downpayment-and-what-to-do-when-she-makes-less.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.