# 1980: Ask Farnoosh: Crypto-Backed Mortgages, Best 0% Credit Cards and Cashing in on the iPhone Lawsuit

Page: https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/1980-ask-farnoosh-crypto-backed-mortgages-best-0-credit-cards-and-cashing-in-on-the-iphone-lawsuit
Text version: https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423/1980-ask-farnoosh-crypto-backed-mortgages-best-0-credit-cards-and-cashing-in-on-the-iphone-lawsuit.md
Podcast: [So Money with Farnoosh Torabi](https://stenobird.com/podcast/so-money-with-farnoosh-torabi-201423)
Published: 2026-05-08T19:14:08+00:00
Episode link: https://shows.acast.com/so-money-with-farnoosh-torabi-1/episodes/1980-ask-farnoosh-crypto-backed-mortgages-best-0-credit-card
Audio file: https://sphinx.acast.com/p/open/s/65675c71c3ca8a0012804645/e/69fe3600668fe6d31f62cf99/media.mp3?tk=eyJ0ayI6ImRlZmF1bHQiLCJhZHMiOnRydWUsInNwb25zIjp0cnVlLCJzdGF0dXMiOiJwdWJsaWMifQ==&sig=6sqhMhaGIlUhvRubEsEu4qNTzpDIvS1X2FNWf9fovys
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Duration seconds: 1642

## Resource

Farnoosh shares Mother’s Day plans, and reacts to news including the April jobs report and an Apple class-action settlement that could pay eligible iPhone 15 Pro/Pro Max and iPhone 16 buyers up to $95 per device. She also cautions against Fannie Mae’s move toward crypto-backed mortgages, arguing that borrowing against volatile crypto to fund a down payment adds risk and doesn’t address the real housing crisis. Mailbag topics include: how to prepare for or respond to a layoff (unemployment, COBRA, cutting expenses, bridge income, networking, and rolling over retirement accounts), how to save on rising summer utility bills, and whether 0% balance transfer credit cards are a good tool for managing high-interest credit card debt. Check out the full list of recommended balance transfer cards on Nerdwallet.com . Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

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## Transcript

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