# Playing Devil’s Advocate Against Our Own Money Advice Page: https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/playing-devil-s-advocate-against-our-own-money-advice Text version: https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/playing-devil-s-advocate-against-our-own-money-advice.md Podcast: [Smart Money Happy Hour with Rachel Cruze and George Kamel](https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109) Published: 2025-12-11T11:00:00+00:00 Episode link: https://pdst.fm/e/mgln.ai/e/890/traffic.megaphone.fm/RM4477734670.mp3?updated=1736871622 Audio file: https://pdst.fm/e/mgln.ai/e/890/traffic.megaphone.fm/RM4477734670.mp3?updated=1736871622 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/episodes/playing-devil-s-advocate-against-our-own-money-advice Duration seconds: 3178 ## Resource 📕 Grab George Kamel’s book, Breaking Free from Broke. Sometimes, you’ve got to entertain the haters and put your own teachings to the test. Today, we’re taking turns playing devil’s advocate against our own financial advice—tune in and let us know how we did in the comments! Next Steps: 🎙️ Catch our episode We Dedicated an Entire Episode to Respond to the Haters. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Bourbon Milk Punch Recipe from Liquour.com 2 ounces bourbon 3 ounces whole milk 1 ounce simple syrup 2 dashes vanilla extract Garnish: nutmeg, freshly grated Instructions: Add bourbon, whole milk, simple syrup and vanilla extract into a shaker with ice and shake until well-chilled. Strain into a rocks glass, and garnish with freshly grated nutmeg. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/episodes/playing-devil-s-advocate-against-our-own-money-advice/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/smart-money-happy-hour-with-rachel-cruze-and-george-kamel-5690109/playing-devil-s-advocate-against-our-own-money-advice.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.