# The 5 Key Times to Call Your Financial Advisor

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Text version: https://stenobird.com/podcast/simply-money-by-allworth-financial-816771/the-5-key-times-to-call-your-financial-advisor.md
Podcast: [Simply Money by Allworth Financial](https://stenobird.com/podcast/simply-money-by-allworth-financial-816771)
Published: 2026-05-15T18:00:00+00:00
Episode link: https://simplymoney.podbean.com/e/the-5-critical-times-to-call-your-financial-advisor/
Audio file: https://mcdn.podbean.com/mf/web/n37zituj4qiguhu2/4-16-26_Simply_Money_Full_Show8ggu9.mp3
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JSON: https://stenobird.com/v1/public/podcasts/simply-money-by-allworth-financial-816771/episodes/the-5-key-times-to-call-your-financial-advisor
Duration seconds: 2336

## Resource

On this episode of Simply Money, Bob and Brian break down the key life moments when calling your financial advisor can make—or cost—you thousands. They also tackle a surprising trend: why retirees with millions saved still feel financially insecure, and how shifting from pension-style income to managing a “pile of money” has changed everything. Plus, insights from CIO Andy Stout on how tax-efficient investing strategies like tax loss harvesting and direct indexing can add real after-tax returns, and practical advice on gifting strategies, insurance gaps, and why not having a power of attorney could create major problems for your family.

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## Transcript

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