# It Costs How Much To Have a Baby, Now?! Page: https://stenobird.com/podcast/she-s-on-the-money-983576/it-costs-how-much-to-have-a-baby-now Text version: https://stenobird.com/podcast/she-s-on-the-money-983576/it-costs-how-much-to-have-a-baby-now.md Podcast: [She's On The Money](https://stenobird.com/podcast/she-s-on-the-money-983576) Published: 2026-07-07T14:00:00+00:00 Episode link: https://omny.fm/shows/shes-on-the-money/how-much-does-it-actually-cost-to-have-a-baby Audio file: https://mgln.ai/e/187/traffic.omny.fm/d/clips/fa326977-3de5-4283-9b8b-af3500c58607/0c6189e6-78f6-4f47-b25d-af4600179991/4a8642f6-6fd4-41f8-a9aa-b47500a36e3b/audio.mp3?utm_source=Podcast&in_playlist=1dc0ac03-61e1-486c-b9be-af460017999b Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/she-s-on-the-money-983576/episodes/it-costs-how-much-to-have-a-baby-now Duration seconds: 2017 ## Resource GP appointments, vitamins, and not to mention the added snack budget; having a baby sounds expensive. So, we asked our very own VD just how much it cost her… with receipts. This week’s Deep Dive episode unpacks the costs associated with having a baby in modern times. Victoria shares receipts and line items from weeks 4 till 40, with a trimester-by-trimester breakdown of exactly how much she spent, how far the Medicare rebates went and whether private health insurance provided enough coverage throughout. If you’ve been thinking about family planning or simply wanted to compare notes on out-of-pocket costs, this is the episode for you (or the parent-to-be in your life). GET OUR BABY BUDGET: Budgeting for a new arrival? Grab ours. READ THE BLOG: Check out our write-up on things to consider when preparing for a baby. RETHINKING YOUR INSURANCE? Check out our playlist devoted to choosing the right insurances for you. New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you.  Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289. See omnystudio.com/listener for privacy information. ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/she-s-on-the-money-983576/episodes/it-costs-how-much-to-have-a-baby-now/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/she-s-on-the-money-983576/it-costs-how-much-to-have-a-baby-now.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.