# I Was a Broke Single Mum with Bad Credit… Now I Own a Home and Invest Page: https://stenobird.com/podcast/she-s-on-the-money-983576/i-was-a-broke-single-mum-with-bad-credit-now-i-own-a-home-and-invest Text version: https://stenobird.com/podcast/she-s-on-the-money-983576/i-was-a-broke-single-mum-with-bad-credit-now-i-own-a-home-and-invest.md Podcast: [She's On The Money](https://stenobird.com/podcast/she-s-on-the-money-983576) Published: 2026-04-05T19:00:00+00:00 Episode link: https://omny.fm/shows/shes-on-the-money/sotm-money-diary-06-04-26 Audio file: https://mgln.ai/e/187/traffic.omny.fm/d/clips/fa326977-3de5-4283-9b8b-af3500c58607/0c6189e6-78f6-4f47-b25d-af4600179991/36ce7689-2c8a-4fc4-a7d5-b41d001b9760/audio.mp3?utm_source=Podcast&in_playlist=1dc0ac03-61e1-486c-b9be-af460017999b Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/she-s-on-the-money-983576/episodes/i-was-a-broke-single-mum-with-bad-credit-now-i-own-a-home-and-invest Duration seconds: 2938 ## Resource What happens when you hit rock bottom with money… and decide to completely turn your life around? In this week’s Money Diary, we meet a She’s on the Money community member who left home at just 16, became a young single mum, and found herself living below the poverty line with no financial literacy, mounting debt and her power literally being cut off. Fast forward to today… she’s built a career in banking, earns $95,000 a year, owns her home, has repaired her credit score and is now investing for her future. This is a story about resilience, rebuilding and what it really looks like to go from financial chaos to financial confidence. Plus, we talk budgeting, credit cards, investing strategies and how to take control of your money even when you feel completely overwhelmed. If you’ve ever felt behind, ashamed of your money situation, or unsure where to start… this episode will remind you that it’s never too late to turn things around. SORT YOUR INSURANCE:  A big thank you to our partner Skye Wealth for bringing this episode to life. If you're ready to get your insurances sorted, you can learn more about them  here .We have a long standing referral partnership with Skye Wealth and only ever partner with people we trust.  CHECK OUT THE SOTM INVESTING HUB: Full of our best investing freebies, resources, courses and podcast episodes here . INVESTING FOR BEGINNERS: All our best beginner's investing podcast episodes in one place here . Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/she-s-on-the-money-983576/episodes/i-was-a-broke-single-mum-with-bad-credit-now-i-own-a-home-and-invest/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/she-s-on-the-money-983576/i-was-a-broke-single-mum-with-bad-credit-now-i-own-a-home-and-invest.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.