# Can you still hit your first $100k? With Luke Kemeys of Keep the Change Page: https://stenobird.com/podcast/shared-lunch-135733/can-you-still-hit-your-first-100k-with-luke-kemeys-of-keep-the-change Text version: https://stenobird.com/podcast/shared-lunch-135733/can-you-still-hit-your-first-100k-with-luke-kemeys-of-keep-the-change.md Podcast: [Shared Lunch](https://stenobird.com/podcast/shared-lunch-135733) Published: 2026-05-20T17:30:00+00:00 Episode link: https://omny.fm/shows/shared-lunch/can-you-still-hit-your-first-100k-with-luke-kemeys-of-keep-the-change Audio file: https://pdst.fm/e/dts.podtrac.com/redirect.mp3/traffic.omny.fm/d/clips/7784f840-c291-422a-924b-ad9000bbad71/ab3b36cb-753f-4cf5-bb8e-b022018b6f53/badb93d8-1912-4d5b-bfd3-b45000a8fe40/audio.mp3?utm_source=Podcast&in_playlist=c6cc8d62-f7b1-4a29-b989-b022018b6f8c Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/shared-lunch-135733/episodes/can-you-still-hit-your-first-100k-with-luke-kemeys-of-keep-the-change Duration seconds: 1693 ## Resource Why are we hooked on negative news? Luke Kemeys of Keep the Change joins us to dissect the media "doom loop" and how the algorithmic bias towards negativity impacts money decisions.  We discuss the psychological impact of hitting your first $100,000 milestone and why compounding returns feel completely different after you cross that barrier. Luke explains how he’d reverse-engineer a 25-year financial plan, how to overcome action paralysis, and whether the goals of the FIRE movement are really attainable—or desirable. We also discuss the gap between Kiwi business and the wider Asia-Pacific region when it comes to adopting technology — and how a new generation is acquiring business from retiring baby boomers and using digital upgrades to rapidly increase profitability. For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Shared Lunch is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. It is not financial advice. Information provided is general only and current at the time it’s provided, and does not take into account your objectives, financial situation and needs. We do not provide recommendations and you should always read the disclosure documents available from the product issuer before making a financial decision. Our disclosure documents and terms and conditions—including a Target Market Determination and IDPS Guide for Sharesies Australian customers—can be found on our relevant Australian or NZ website. Investing involves risk. You might lose the money you start with. If you require financial advice, you should consider speaking with a qualified financial advisor. Past performance is not a guarantee of future perform… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/shared-lunch-135733/episodes/can-you-still-hit-your-first-100k-with-luke-kemeys-of-keep-the-change/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/shared-lunch-135733/can-you-still-hit-your-first-100k-with-luke-kemeys-of-keep-the-change.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.