# The Credit Score Myth - There's No need To Sing The Blues - Jim Mazziotti

Page: https://stenobird.com/podcast/senior-to-seniors-7044450/the-credit-score-myth-there-s-no-need-to-sing-the-blues-jim-mazziotti
Text version: https://stenobird.com/podcast/senior-to-seniors-7044450/the-credit-score-myth-there-s-no-need-to-sing-the-blues-jim-mazziotti.md
Podcast: [Senior To Seniors](https://stenobird.com/podcast/senior-to-seniors-7044450)
Published: 2026-01-20T20:25:44+00:00
Episode link: https://www.spreaker.com/episode/the-credit-score-myth-there-s-no-need-to-sing-the-blues-jim-mazziotti--69523124
Audio file: https://api.spreaker.com/download/episode/69523124/the_credit_score_myth_there_s_no_need_to_sing_the_blues.mp3
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JSON: https://stenobird.com/v1/public/podcasts/senior-to-seniors-7044450/episodes/the-credit-score-myth-there-s-no-need-to-sing-the-blues-jim-mazziotti
Duration seconds: 292

## Resource

The Credit Score Myth That’s Holding Would-Be Buyers Back . Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. They’re sitting out because they think they can’t . And sometimes, it’s their credit score that’s holding them back. According to a Bankrate survey , 2 out of every 5 (42%) Americans believe you need excellent credit to qualify for a mortgage . That may be why, when renters are asked why they don’t own yet, “ my credit isn’t good enough ” comes up often. Maybe you’re in the same boat. You look at your score, see it’s not where you want it to be, and assume buying your first place just isn’t realistic right now. But here’s what you need to know. Even though a lot of people assume you need flawless credit to buy a house, that’s not necessarily the case. You Don’t Need Perfect Credit To Buy a Home.

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## Transcript

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