# We Tithed Our Way Into Homelessness (And God Used It) Page: https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/we-tithed-our-way-into-homelessness-and-god-used-it Text version: https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/we-tithed-our-way-into-homelessness-and-god-used-it.md Podcast: [SeedTime with Bob and Linda Lotich](https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777) Published: 2026-02-20T12:00:00+00:00 Episode link: https://seedtime.libsyn.com/we-tithed-our-way-into-homelessness-and-god-used-it Audio file: https://traffic.libsyn.com/secure/seedtime/We_Tithed_Our_Way_Into_Homelessness_And_God_Used_It.mp3?dest-id=691991 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/seedtime-with-bob-and-linda-lotich-65777/episodes/we-tithed-our-way-into-homelessness-and-god-used-it Duration seconds: 2663 ## Resource What if obedience doesn't lead to the breakthrough you expected? Andy and Serena Ryan did "the right things." They took a biblical money course. They committed to tithing. They tried to steward their finances faithfully. And then everything fell apart. They lost income. Fell behind on rent. Needed food pantries and church assistance. And eventually—after months of praying for a miracle—they packed up their family and moved into an RV in someone else's backyard. This episode isn't a prosperity story. It's a surrender story . In one of the most vulnerable conversations we've ever had on the podcast, Andy and Serena share how their financial collapse became the very thing God used to reshape their hearts, heal their marriage, humble their pride, and prepare them to steward money in a way they never could before. Their turnaround didn't come from a check in the mail. It came when they stopped clinging to how they thought life had to go—and released it to God. In this episode, we talk about: Why radical generosity without clarity can still lead to chaos The hidden danger of "YOLO money" and living paycheck-to-paycheck—even with faith What it feels like to receive help when you've always been the helper The difference between humility and humiliation How to discern God's voice when everyone around you is saying something different Why surrender often comes before provision—not after How living with less brought more joy, peace, and community than they'd ever known What changed when they finally stopped fighting God's plan and trusted His timing Andy and Serena also share how God eventually restored stability—not instantly, not painlessly, but faithfully—and how they're now paying off debt, rebuilding their credit, and stewarding money with a completely new mindset. If you're… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/seedtime-with-bob-and-linda-lotich-65777/episodes/we-tithed-our-way-into-homelessness-and-god-used-it/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/seedtime-with-bob-and-linda-lotich-65777/we-tithed-our-way-into-homelessness-and-god-used-it.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.