# Miss This Deadline and You Could Pay a Penalty for the Rest of Your Life. A Rochester Expert Explains. Page: https://stenobird.com/podcast/rochester-speaks-7724327/miss-this-deadline-and-you-could-pay-a-penalty-for-the-rest-of-your-life-a-rochester-expert-explains Text version: https://stenobird.com/podcast/rochester-speaks-7724327/miss-this-deadline-and-you-could-pay-a-penalty-for-the-rest-of-your-life-a-rochester-expert-explains.md Podcast: [Rochester Speaks](https://stenobird.com/podcast/rochester-speaks-7724327) Published: 2026-03-24T00:30:05+00:00 Episode link: https://rss.com/podcasts/rochester-speaks/2655070 Audio file: https://content.rss.com/episodes/375334/2655070/rochester-speaks/2026_03_24_00_29_49_0a77d1c8-012e-41a3-a063-04bdea8648c4.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/rochester-speaks-7724327/episodes/miss-this-deadline-and-you-could-pay-a-penalty-for-the-rest-of-your-life-a-rochester-expert-explains Duration seconds: 651 ## Resource Barry Howard, President and CEO of the Webster Chamber of Commerce and RocEnroll, joins the show with an urgent reminder that Medicare Advantage enrollees have until March 31st to make a one time plan change for 2026, and what you do not know could cost you. Discover why thousands of Monroe County residents needed to switch plans this year after major carriers including UnitedHealthcare discontinued their local offerings, and how changes to formularies, hospital network coverage and benefits can quietly make the plan you selected in November the wrong plan by January. Learn how to spot the difference between an official Medicare communication and a solicitation designed to look like one, and why the fine print at the bottom of that mailer matters more than the headline at the top. Hear why missing Medicare enrollment deadlines can result in financial penalties that follow you for the rest of your life, and how having a trusted local enrollment partner in your corner makes sure that never happens to you. Barry also explains how RocEnroll serves anyone in New York State at any age, from Medicaid and the Essential Plan to marketplace coverage and Medicare, with zero cost to the client, ever. Time is running out. If your doctors, drugs or hospital system are not fully covered, or if you simply want to make sure you are in the best available plan, call RocEnroll before March 31st. Visit rocenroll.com or call 585.265.3851 . ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/rochester-speaks-7724327/episodes/miss-this-deadline-and-you-could-pay-a-penalty-for-the-rest-of-your-life-a-rochester-expert-explains/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/rochester-speaks-7724327/miss-this-deadline-and-you-could-pay-a-penalty-for-the-rest-of-your-life-a-rochester-expert-explains.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.