# 131 - If We Started Investing Over… This Is EXACTLY The Portfolio We’d Build

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Podcast: [Roaming Returns](https://stenobird.com/podcast/roaming-returns-6576992)
Published: 2025-11-21T05:00:00+00:00
Episode link: https://rss.com/podcasts/roamingreturns/2527340
Audio file: https://content.rss.com/episodes/371411/2527340/roamingreturns/2026_02_06_16_12_50_ac67f28b-a23e-4590-9426-ad06ed6c2f73.mp3
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Duration seconds: 3974

## Resource

Ready to build a portfolio that actually works in today’s market — not 1985’s? In this episode, we break down a complete modern starter portfolio for new investors AND experienced investors who want a reset for 2026. We take the outdated 60/40 model, call it the trash panda it is, and replace it with a diversified, income-strong, resilience-focused allocation built for real market conditions — inflation, rate cuts, volatility, and all. We cover: 🔥 The 7-Category Modern Portfolio Blueprint 15% MLPs 15% REITs 10% BDCs 20% Dividend Growth Stocks 10% Muni Bonds 15% CEFs 15% Covered Call ETFs (“your paycheck bucket”) 📊 What You’ll Learn: Our new and improved 60/40 strategy How to avoid redundancy between ETFs, CEFs, and individual stocks The best tickers and examples inside each category How these pieces work together to create income streams from multiple directions How a $10,000 portfolio using this model could generate 11.7% yield How to deploy dividends, DRIP strategically, and accelerate compounding How to adjust allocations based on your personal risk profile If you want a simple, diversified, income-driven blueprint to start investing — or rebuild your portfolio the right way — this episode is your roadmap. Questions? Email Tim at debrine9@gmail.com Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list. Stay connected. Follow us on social! **DISCLAIMER** Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here . Episode music was created using Loudly .

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## Transcript

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