# What Happens If You Retire at the Wrong Time? Part 4 - Flexibility Is Your Key Strength if you retire at the wrong time

Page: https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861/what-happens-if-you-retire-at-the-wrong-time-part-4-flexibility-is-your-key-strength-if-you-retire-at-the-wrong-time
Text version: https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861/what-happens-if-you-retire-at-the-wrong-time-part-4-flexibility-is-your-key-strength-if-you-retire-at-the-wrong-time.md
Podcast: [Retirement Quick Tips with Ashley](https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861)
Published: 2026-05-07T08:15:00+00:00
Episode link: https://retirementtip.libsyn.com/what-happens-if-you-retire-at-the-wrong-time-part-4-flexibility-is-your-key-strength-if-you-retire-at-the-wrong-time
Audio file: https://traffic.libsyn.com/secure/retirementtip/Ep2587_-_Edited.mp3?dest-id=866828
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Duration seconds: 265

## Resource

Don't Retire With the Wrong Portfolio One of the most avoidable mistakes in retirement planning is carrying a growth-heavy, stock-concentrated portfolio right up to and into retirement. What worked when you were 40 and decades away from needing the money is a completely different risk profile at 62 or 65 when withdrawals are starting.

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## Transcript

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