# What Happens If You Retire at the Wrong Time? Part 3 - Building Your Cash & Portfolio Buffer

Page: https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861/what-happens-if-you-retire-at-the-wrong-time-part-3-building-your-cash-portfolio-buffer
Text version: https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861/what-happens-if-you-retire-at-the-wrong-time-part-3-building-your-cash-portfolio-buffer.md
Podcast: [Retirement Quick Tips with Ashley](https://stenobird.com/podcast/retirement-quick-tips-with-ashley-761861)
Published: 2026-05-06T08:15:00+00:00
Episode link: https://retirementtip.libsyn.com/what-happens-if-you-retire-at-the-wrong-time-part-3-building-your-cash-portfolio-buffer
Audio file: https://traffic.libsyn.com/secure/retirementtip/Ep2586_-_Edited.mp3?dest-id=866828
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Duration seconds: 182

## Resource

The single most important thing you can do before and during retirement is ensure you have enough liquid, accessible funds to stop portfolio withdrawals when markets turn down. This episode breaks down the specific framework for doing that.

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## Transcript

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